Manappuram Finance Limited (NSE:MANAPPURAM)

Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	93,085	97,658	84,885	64,560	58,509	62,024
Total Interest Expense	34,853	35,084	28,401	21,700	19,381	21,339
Net Interest Income	58,232	62,574	56,484	42,860	39,129	40,685
Commissions and Fees	106.78	719.28	1,076	201	233.75	178.94
Other Revenue	752.85	1,555	2,544	1,748	1,805	1,147
Revenue Before Loan Losses	59,091	64,848	60,104	44,809	41,167	42,011
Provision for Loan Losses	23,535	19,139	5,514	3,072	4,839	4,414
Revenue	35,557	45,709	54,590	41,738	36,328	37,598
Revenue Growth (YoY)	-37.51%	-16.27%	30.79%	14.89%	-3.38%	0.40%
Salaries & Employee Benefits	18,667	18,418	15,973	14,695	11,250	8,429
Cost of Services Provided	2,660	2,594	2,098	1,614	1,819	1,091
Other Operating Expenses	5,085	4,566	3,940	2,989	3,431	3,229
Total Operating Expenses	29,318	28,251	24,476	21,335	18,480	14,459
Operating Income	6,239	17,458	30,114	20,402	17,849	23,139
EBT Excluding Unusual Items	5,913	17,133	29,858	20,402	17,849	23,139
Gain (Loss) on Sale of Investments	-479.68	-479.68	-209.82	0.19	1.11	3.74
Pretax Income	5,437	16,656	29,595	20,410	17,835	23,160
Income Tax Expense	1,186	4,618	7,620	5,409	4,548	5,911
Earnings From Continuing Ops.	4,251	12,039	21,975	15,002	13,287	17,250
Minority Interest in Earnings	240.9	122.8	-88.13	-41.93	-2.69	-6.96
Net Income	4,492	12,161	21,887	14,960	13,284	17,243
Net Income to Common	4,492	12,161	21,887	14,960	13,284	17,243
Net Income Growth	-80.12%	-44.44%	46.30%	12.61%	-22.96%	17.48%
Shares Outstanding (Basic)	858	846	846	846	846	846
Shares Outstanding (Diluted)	858	846	846	846	846	846
Shares Change (YoY)	1.30%	0.00%	0.00%	-	0.08%	-0.08%
EPS (Basic)	5.23	14.37	25.86	17.67	15.70	20.39
EPS (Diluted)	5.23	14.37	25.86	17.67	15.70	20.39
EPS Growth	-80.38%	-44.44%	46.30%	12.61%	-23.01%	17.57%
Free Cash Flow	-9,112	-6,624	-35,861	-32,759	-5,859	-6,726
Free Cash Flow Per Share	-10.62	-7.83	-42.37	-38.70	-6.92	-7.95
Dividend Per Share	1.500	3.500	3.550	3.000	3.000	2.000
Dividend Growth	-61.54%	-1.41%	18.33%	-	50.00%	-9.09%
Operating Margin	17.55%	38.19%	55.16%	48.88%	49.13%	61.54%
Profit Margin	12.63%	26.61%	40.09%	35.84%	36.57%	45.86%
Free Cash Flow Margin	-25.63%	-14.49%	-65.69%	-78.49%	-16.13%	-17.89%
Effective Tax Rate	21.82%	27.72%	25.75%	26.50%	25.50%	25.52%
Revenue as Reported	94,421	100,409	89,201	67,499	61,263	63,746

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.