Manappuram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	90,362	97,658	84,885	64,560	58,509	62,024
Total Interest Expense	35,052	35,084	28,401	21,700	19,381	21,339
Net Interest Income	55,310	62,574	56,484	42,860	39,129	40,685
Commissions and Fees	58.48	719.28	1,076	201	233.75	178.94
Other Revenue	1,386	1,555	2,544	1,748	1,805	1,147
Revenue Before Loan Losses	56,755	64,848	60,104	44,809	41,167	42,011
Provision for Loan Losses	21,529	19,139	5,514	3,072	4,839	4,414
Revenue	35,225	45,709	54,590	41,738	36,328	37,598
Revenue Growth (YoY)	-34.18%	-16.27%	30.79%	14.89%	-3.38%	0.40%
Salaries & Employee Benefits	19,206	18,418	15,973	14,695	11,250	8,429
Cost of Services Provided	2,615	2,594	2,098	1,614	1,819	1,091
Other Operating Expenses	4,924	4,566	3,940	2,989	3,431	3,229
Total Operating Expenses	29,719	28,251	24,476	21,335	18,480	14,459
Operating Income	5,506	17,458	30,114	20,402	17,849	23,139
EBT Excluding Unusual Items	5,182	17,133	29,858	20,402	17,849	23,139
Gain (Loss) on Sale of Investments	-479.68	-479.68	-209.82	0.19	1.11	3.74
Pretax Income	4,705	16,656	29,595	20,410	17,835	23,160
Income Tax Expense	853.44	4,618	7,620	5,409	4,548	5,911
Earnings From Continuing Ops.	3,852	12,039	21,975	15,002	13,287	17,250
Minority Interest in Earnings	229.9	122.8	-88.13	-41.93	-2.69	-6.96
Net Income	4,082	12,161	21,887	14,960	13,284	17,243
Net Income to Common	4,082	12,161	21,887	14,960	13,284	17,243
Net Income Growth	-79.27%	-44.44%	46.30%	12.61%	-22.96%	17.48%
Shares Outstanding (Basic)	858	846	846	846	846	846
Shares Outstanding (Diluted)	858	846	846	846	846	846
Shares Change (YoY)	1.06%	0.00%	0.00%	-	0.08%	-0.08%
EPS (Basic)	4.76	14.37	25.86	17.67	15.70	20.39
EPS (Diluted)	4.76	14.37	25.86	17.67	15.70	20.39
EPS Growth	-79.48%	-44.44%	46.30%	12.61%	-23.01%	17.57%
Free Cash Flow	-	-6,624	-35,861	-32,759	-5,859	-6,726
Free Cash Flow Per Share	-	-7.83	-42.37	-38.70	-6.92	-7.95
Dividend Per Share	2.000	3.500	3.550	3.000	3.000	2.000
Dividend Growth	-50.00%	-1.41%	18.33%	-	50.00%	-9.09%
Operating Margin	15.63%	38.19%	55.16%	48.88%	49.13%	61.54%
Profit Margin	11.59%	26.61%	40.09%	35.84%	36.57%	45.86%
Free Cash Flow Margin	-	-14.49%	-65.69%	-78.49%	-16.13%	-17.89%
Effective Tax Rate	18.14%	27.72%	25.75%	26.50%	25.50%	25.52%
Revenue as Reported	92,283	100,409	89,201	67,499	61,263	63,746

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.