MAS Financial Services Limited (NSE:MASFIN)

MAS Financial Services Statistics

Total Valuation

NSE:MASFIN has a market cap or net worth of INR 54.78 billion.

Market Cap	54.78B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 20, 2026.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Aug 26, 2025

Share Statistics

NSE:MASFIN has 181.45 million shares outstanding. The number of shares has increased by 10.63% in one year.

Current Share Class	181.45M
Shares Outstanding	181.45M
Shares Change (YoY)	+10.63%
Shares Change (QoQ)	+2.21%
Owned by Insiders (%)	64.34%
Owned by Institutions (%)	22.49%
Float	60.75M

Valuation Ratios

The trailing PE ratio is 16.21 and the forward PE ratio is 12.38.

PE Ratio	16.21
Forward PE	12.38
PS Ratio	6.27
PB Ratio	1.92
P/TBV Ratio	1.95
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 153.06, with a Debt / Equity ratio of 3.47.

Current Ratio	153.06
Quick Ratio	149.28
Debt / Equity	3.47
Debt / EBITDA	n/a
Debt / FCF	-7.83
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.87% and return on invested capital (ROIC) is 2.79%.

Return on Equity (ROE)	12.87%
Return on Assets (ROA)	2.83%
Return on Invested Capital (ROIC)	2.79%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.69%
Revenue Per Employee	4.97M
Profits Per Employee	1.92M
Employee Count	1,758
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:MASFIN has paid 1.17 billion in taxes.

Income Tax	1.17B
Effective Tax Rate	25.51%

Stock Price Statistics

The stock price has increased by +25.64% in the last 52 weeks. The beta is 0.09, so NSE:MASFIN's price volatility has been lower than the market average.

Beta (5Y)	0.09
52-Week Price Change	+25.64%
50-Day Moving Average	315.23
200-Day Moving Average	303.51
Relative Strength Index (RSI)	40.84
Average Volume (20 Days)	227,079

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:MASFIN had revenue of INR 8.74 billion and earned 3.38 billion in profits. Earnings per share was 18.62.

Revenue	8.74B
Gross Profit	7.75B
Operating Income	4.60B
Pretax Income	4.59B
Net Income	3.38B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	18.62

Balance Sheet

The company has 16.73 billion in cash and 99.10 billion in debt, with a net cash position of -82.37 billion or -453.96 per share.

Cash & Cash Equivalents	16.73B
Total Debt	99.10B
Net Cash	-82.37B
Net Cash Per Share	-453.96
Equity (Book Value)	28.53B
Book Value Per Share	154.95
Working Capital	117.51B

Cash Flow

In the last 12 months, operating cash flow was -12.23 billion and capital expenditures -417.60 million, giving a free cash flow of -12.65 billion.

Operating Cash Flow	-12.23B
Capital Expenditures	-417.60M
Free Cash Flow	-12.65B
FCF Per Share	-69.73

Margins

Gross margin is 88.68%, with operating and profit margins of 52.64% and 38.65%.

Gross Margin	88.68%
Operating Margin	52.64%
Pretax Margin	52.49%
Profit Margin	38.65%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.70, which amounts to a dividend yield of 0.56%.

Dividend Per Share	1.70
Dividend Yield	0.56%
Dividend Growth (YoY)	12.58%
Years of Dividend Growth	4
Payout Ratio	9.14%
Buyback Yield	-10.63%
Shareholder Yield	-10.07%
Earnings Yield	6.17%
FCF Yield	-23.10%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 22, 2024. It was a forward split with a ratio of 3.

Last Split Date	Feb 22, 2024
Split Type	Forward
Split Ratio	3

Scores

Altman Z-Score	n/a
Piotroski F-Score	4