Muthoot Microfin Limited (NSE:MUTHOOTMF)

United States Steel Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	23,932	19,893	12,990	7,345	6,398
Total Interest Expense	9,301	8,660	5,490	3,402	2,993
Net Interest Income	14,631	11,233	7,500	3,943	3,405
Commissions and Fees	973.04	409.09	173.22	61.59	32.11
Other Revenue	733.79	2,247	1,128	922.18	413.92
Revenue Before Loan Losses	16,337	13,888	8,801	4,927	3,851
Provision for Loan Losses	10,423	1,725	2,233	1,112	1,322
Revenue	5,914	12,163	6,568	3,815	2,528
Revenue Growth (YoY)	-51.38%	85.19%	72.14%	50.90%	-15.05%
Salaries & Employee Benefits	5,339	4,464	3,226	2,371	1,871
Cost of Services Provided	387.81	344.38	327.16	205.75	124.49
Other Operating Expenses	1,512	1,186	620.17	383.6	254.03
Total Operating Expenses	7,667	6,349	4,439	3,168	2,438
Operating Income	-1,753	5,814	2,129	647.21	90.55
EBT Excluding Unusual Items	-2,895	5,814	2,129	647.21	90.55
Other Unusual Items	5.94	4.54	-	-	-
Pretax Income	-2,889	5,818	2,129	647.21	90.55
Income Tax Expense	-663.81	1,323	489.81	173.23	20.01
Net Income	-2,225	4,496	1,639	473.98	70.54
Net Income to Common	-2,225	4,496	1,639	473.98	70.54
Net Income Growth	-	174.32%	245.77%	571.93%	-61.26%
Shares Outstanding (Basic)	168	145	116	114	114
Shares Outstanding (Diluted)	168	149	137	119	114
Shares Change (YoY)	12.70%	8.66%	14.66%	4.48%	-
EPS (Basic)	-13.28	30.92	14.19	4.15	0.62
EPS (Diluted)	-13.28	30.25	11.98	3.97	0.62
EPS Growth	-	152.50%	201.76%	542.55%	-61.14%
Free Cash Flow	13,612	-12,993	-23,611	-10,950	-7,119
Free Cash Flow Per Share	81.27	-87.43	-172.63	-91.80	-62.36
Operating Margin	-29.64%	47.80%	32.41%	16.96%	3.58%
Profit Margin	-37.63%	36.96%	24.95%	12.42%	2.79%
Free Cash Flow Margin	230.16%	-106.83%	-359.50%	-287.02%	-281.58%
Effective Tax Rate	-	22.73%	23.01%	26.77%	22.10%
Revenue as Reported	25,644	22,553	14,463	8,429	6,963

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.