Muthoot Microfin Limited (NSE:MUTHOOTMF)

Muthoot Microfin Statistics

Total Valuation

NSE:MUTHOOTMF has a market cap or net worth of INR 33.61 billion.

Market Cap	33.61B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, May 6, 2026.

Earnings Date	May 6, 2026
Ex-Dividend Date	n/a

Share Statistics

NSE:MUTHOOTMF has 167.60 million shares outstanding. The number of shares has increased by 0.15% in one year.

Current Share Class	167.60M
Shares Outstanding	167.60M
Shares Change (YoY)	+0.15%
Shares Change (QoQ)	-1.68%
Owned by Insiders (%)	5.35%
Owned by Institutions (%)	0.06%
Float	34.22M

Valuation Ratios

The trailing PE ratio is 19.76 and the forward PE ratio is 9.24.

PE Ratio	19.76
Forward PE	9.24
PS Ratio	1.41
PB Ratio	1.18
P/TBV Ratio	1.18
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 608.12, with a Debt / Equity ratio of 3.40.

Current Ratio	608.12
Quick Ratio	598.30
Debt / Equity	3.40
Debt / EBITDA	n/a
Debt / FCF	-16.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.21% and return on invested capital (ROIC) is 1.47%.

Return on Equity (ROE)	6.21%
Return on Assets (ROA)	1.45%
Return on Invested Capital (ROIC)	1.47%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.60%
Revenue Per Employee	2.24M
Profits Per Employee	159,935
Employee Count	10,646
Asset Turnover	0.20
Inventory Turnover	n/a

Taxes

In the past 12 months, NSE:MUTHOOTMF has paid 386.43 million in taxes.

Income Tax	386.43M
Effective Tax Rate	18.50%

Stock Price Statistics

The stock price has increased by +36.90% in the last 52 weeks. The beta is 1.07, so NSE:MUTHOOTMF's price volatility has been similar to the market average.

Beta (5Y)	1.07
52-Week Price Change	+36.90%
50-Day Moving Average	170.51
200-Day Moving Average	171.34
Relative Strength Index (RSI)	61.39
Average Volume (20 Days)	1,703,578

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NSE:MUTHOOTMF had revenue of INR 23.81 billion and earned 1.70 billion in profits. Earnings per share was 10.15.

Revenue	23.81B
Gross Profit	23.59B
Operating Income	2.16B
Pretax Income	2.09B
Net Income	1.70B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	10.15

Balance Sheet

The company has 13.23 billion in cash and 97.07 billion in debt, with a net cash position of -83.84 billion or -500.24 per share.

Cash & Cash Equivalents	13.23B
Total Debt	97.07B
Net Cash	-83.84B
Net Cash Per Share	-500.24
Equity (Book Value)	28.54B
Book Value Per Share	170.16
Working Capital	119.91B

Cash Flow

In the last 12 months, operating cash flow was -5.80 billion and capital expenditures -108.51 million, giving a free cash flow of -5.91 billion.

Operating Cash Flow	-5.80B
Capital Expenditures	-108.51M
Depreciation & Amortization	431.34M
Net Borrowing	14.54B
Free Cash Flow	-5.91B
FCF Per Share	-35.27

Margins

Gross margin is 99.08%, with operating and profit margins of 9.08% and 7.15%.

Gross Margin	99.08%
Operating Margin	9.08%
Pretax Margin	8.78%
Profit Margin	7.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

NSE:MUTHOOTMF does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.15%
Shareholder Yield	-0.15%
Earnings Yield	5.07%
FCF Yield	-17.59%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4