The New India Assurance Company Limited (NSE:NIACL)

NSE:NIACL Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Premiums & Annuity Revenue	364,141	355,374	341,866	304,250	290,647	263,763
Total Interest & Dividend Income	84,580	52,133	49,577	44,777	40,586	37,591
Gain (Loss) on Sale of Investments	-300.1	20,737	39,690	60,004	26,263	24,274
Other Revenue	-	926.3	151	651.6	653.14	293.99
Total Revenue	448,421	429,170	431,284	409,681	358,149	325,922
Revenue Growth (YoY)	1.87%	-0.49%	5.27%	14.39%	9.89%	6.87%
Policy Benefits	354,772	342,819	332,138	290,104	288,320	221,568
Policy Acquisition & Underwriting Costs	37,535	36,415	30,331	24,399	23,130	24,839
Selling, General & Administrative	-	37,588	52,212	46,994	40,982	54,725
Provision for Bad Debts	9,001	547.2	1,929	-	-	-
Other Operating Expenses	10,441	1,034	421.7	992.79	4,119	4,112
Total Operating Expenses	436,277	418,403	417,031	362,489	356,552	305,243
Operating Income	12,143	10,767	14,253	47,192	1,598	20,679
Interest Expense	-	-456	-66.6	-12.53	-43.22	-56.36
Earnings From Equity Investments	651.7	659.8	293.1	-113.34	205.15	174.59
Other Non Operating Income (Expenses)	-780.7	-	-	-34,451	296.65	-
EBT Excluding Unusual Items	12,014	10,971	14,479	12,614	2,056	20,798
Gain (Loss) on Sale of Investments	52.8	-	-	-109.05	-	-
Gain (Loss) on Sale of Assets	-	-86	-64.9	-54.18	-74.88	-25.37
Other Unusual Items	-	-	-	-	-	-0.02
Pretax Income	12,067	10,885	14,414	12,451	1,981	20,772
Income Tax Expense	97.2	502.8	3,210	1,952	-3.07	4,320
Earnings From Continuing Ops.	11,970	10,382	11,204	10,500	1,984	16,452
Minority Interest in Earnings	6.6	-15.7	-39.5	-19.58	-38.64	-47.44
Net Income	11,977	10,366	11,165	10,480	1,946	16,405
Net Income to Common	11,977	10,366	11,165	10,480	1,946	16,405
Net Income Growth	9.32%	-7.15%	6.53%	438.62%	-88.14%	13.74%
Shares Outstanding (Basic)	1,647	1,648	1,648	1,648	1,648	1,648
Shares Outstanding (Diluted)	1,647	1,648	1,648	1,648	1,648	1,648
Shares Change (YoY)	-0.09%	-	-	-	-	-
EPS (Basic)	7.27	6.29	6.77	6.36	1.18	9.95
EPS (Diluted)	7.27	6.29	6.77	6.36	1.18	9.95
EPS Growth	9.42%	-7.09%	6.46%	438.62%	-88.14%	13.74%
Free Cash Flow	-	-35,056	-47,414	-59,531	-41,684	6,780
Free Cash Flow Per Share	-	-21.27	-28.77	-36.12	-25.29	4.11
Dividend Per Share	1.800	1.800	2.060	1.930	0.300	-
Dividend Growth	-12.62%	-12.62%	6.74%	543.33%	-	-
Operating Margin	2.71%	2.51%	3.31%	11.52%	0.45%	6.35%
Profit Margin	2.67%	2.42%	2.59%	2.56%	0.54%	5.03%
Free Cash Flow Margin	-	-8.17%	-10.99%	-14.53%	-11.64%	2.08%
EBITDA	-	11,207	14,842	47,976	2,430	21,706
EBITDA Margin	-	2.61%	3.44%	11.71%	0.68%	6.66%
D&A For EBITDA	-	439.7	589.6	784.74	832.88	1,027
EBIT	12,143	10,767	14,253	47,192	1,598	20,679
EBIT Margin	2.71%	2.51%	3.31%	11.52%	0.45%	6.35%
Effective Tax Rate	0.80%	4.62%	22.27%	15.67%	-	20.80%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.