NSE:NIACL Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	386,721	355,374	341,866	304,250	290,647
Total Interest & Dividend Income	111,096	52,133	49,577	44,777	40,586
Gain (Loss) on Sale of Investments	-	20,737	39,690	60,004	26,263
Other Revenue	-	926.3	151	651.6	653.14
Total Revenue	497,818	429,170	431,284	409,681	358,149
Revenue Growth (YoY)	16.00%	-0.49%	5.27%	14.39%	9.89%
Policy Benefits	380,600	342,819	332,138	290,104	288,320
Policy Acquisition & Underwriting Costs	38,654	36,415	30,331	24,399	23,130
Selling, General & Administrative	-	37,579	48,075	42,885	40,982
Provision for Bad Debts	16	547.2	1,929	-	-
Other Operating Expenses	30,027	1,043	4,559	5,102	4,119
Total Operating Expenses	494,169	418,403	417,031	362,489	356,552
Operating Income	3,648	10,767	14,253	47,192	1,598
Interest Expense	-	-456	-66.6	-12.53	-43.22
Earnings From Equity Investments	632.4	659.8	293.1	-113.34	205.15
Other Non Operating Income (Expenses)	8,921	-	-	-34,451	296.65
EBT Excluding Unusual Items	13,202	10,971	14,479	12,614	2,056
Gain (Loss) on Sale of Investments	-241.1	-	-	-109.05	-
Gain (Loss) on Sale of Assets	-	-86	-64.9	-54.18	-74.88
Pretax Income	12,961	10,885	14,414	12,451	1,981
Income Tax Expense	-1,207	502.8	3,210	1,952	-3.07
Earnings From Continuing Ops.	14,168	10,382	11,204	10,500	1,984
Minority Interest in Earnings	-45.5	-15.7	-39.5	-19.58	-38.64
Net Income	14,123	10,366	11,165	10,480	1,946
Net Income to Common	14,123	10,366	11,165	10,480	1,946
Net Income Growth	36.24%	-7.15%	6.53%	438.62%	-88.14%
Shares Outstanding (Basic)	1,648	1,648	1,648	1,648	1,648
Shares Outstanding (Diluted)	1,648	1,648	1,648	1,648	1,648
Shares Change (YoY)	-0.01%	-	-	-	-
EPS (Basic)	8.57	6.29	6.77	6.36	1.18
EPS (Diluted)	8.57	6.29	6.77	6.36	1.18
EPS Growth	36.25%	-7.09%	6.46%	438.62%	-88.14%
Free Cash Flow	-46,121	-35,056	-47,414	-59,531	-41,684
Free Cash Flow Per Share	-27.99	-21.27	-28.77	-36.12	-25.29
Dividend Per Share	-	1.800	2.060	1.930	0.300
Dividend Growth	-	-12.62%	6.74%	543.33%	-
Operating Margin	0.73%	2.51%	3.31%	11.52%	0.45%
Profit Margin	2.84%	2.42%	2.59%	2.56%	0.54%
Free Cash Flow Margin	-9.26%	-8.17%	-10.99%	-14.53%	-11.64%
EBITDA	4,088	11,207	14,842	47,976	2,430
EBITDA Margin	0.82%	2.61%	3.44%	11.71%	0.68%
D&A For EBITDA	439.7	439.7	589.6	784.74	832.88
EBIT	3,648	10,767	14,253	47,192	1,598
EBIT Margin	0.73%	2.51%	3.31%	11.52%	0.45%
Effective Tax Rate	-	4.62%	22.27%	15.67%	-
Revenue as Reported	466,889	-	-	-	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.