PTC India Financial Services Limited (NSE:PFS)
India · Delayed Price · Currency is INR 25.93
+0.34 (1.33%)
Nov 11, 2026, 1:54 PM IST
NSE:PFS Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 3,946 | 4,706 | 6,218 | 7,506 | 7,666 | 9,247 |
Total Interest Expense | 1,681 | 2,184 | 3,216 | 4,104 | 4,335 | 5,772 |
Net Interest Income | 2,266 | 2,522 | 3,002 | 3,402 | 3,331 | 3,475 |
Commissions and Fees | 98.3 | 41.4 | 43.2 | 57.2 | 207.27 | 246.89 |
Other Revenue | 498.6 | 398.8 | 72.2 | 47.7 | 38.12 | 35.04 |
Revenue Before Loan Losses | 2,862 | 2,962 | 3,117 | 3,506 | 3,577 | 3,757 |
Provision for Loan Losses | 479 | -1,380 | 7.9 | 22.4 | 801.69 | 1,680 |
| 2,383 | 4,342 | 3,109 | 3,484 | 2,775 | 2,077 | |
Revenue Growth | -47.95% | 39.63% | -10.75% | 25.56% | 33.63% | 37.15% |
Salaries & Employee Benefits | 238 | 230 | 184.6 | 205.8 | 196.33 | 189.3 |
Cost of Services Provided | 33.5 | 38.9 | 30.2 | 36.8 | 40.53 | 39.84 |
Other Operating Expenses | 52.7 | 52.7 | 95.5 | 1,176 | 228.56 | 180.67 |
Total Operating Expenses | 395.5 | 395.9 | 375.9 | 1,483 | 526.23 | 470.52 |
Operating Income | 1,988 | 3,946 | 2,734 | 2,001 | 2,249 | 1,606 |
Currency Exchange Gain (Loss) | -61 | -61 | 5.8 | 4.3 | 15.45 | -25.43 |
EBT Excluding Unusual Items | 1,995 | 3,922 | 2,785 | 2,160 | 2,323 | 1,739 |
Other Unusual Items | -24.3 | -24.3 | - | - | - | - |
Pretax Income | 1,970 | 3,897 | 2,785 | 2,160 | 2,324 | 1,739 |
Income Tax Expense | 181.6 | 703.4 | 614.7 | 552.3 | 565.61 | 439.27 |
Net Income | 1,789 | 3,194 | 2,171 | 1,608 | 1,758 | 1,300 |
Net Income to Common | 1,789 | 3,194 | 2,171 | 1,608 | 1,758 | 1,300 |
Net Income Growth | -48.91% | 47.14% | 35.02% | -8.57% | 35.25% | 407.69% |
Shares Outstanding (Basic) | - | 642 | 642 | 642 | 642 | 642 |
Shares Outstanding (Diluted) | - | 642 | 642 | 642 | 642 | 642 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | - | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 |
EPS (Diluted) | - | 4.97 | 3.38 | 2.50 | 2.74 | 2.02 |
EPS Growth | - | 47.07% | 35.17% | -8.67% | 35.51% | 406.74% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | 2,061 | 17,798 | 11,364 | 25,624 | 18,869 | 27,199 |
Free Cash Flow Per Share | - | 27.71 | 17.69 | 39.90 | 29.38 | 42.35 |
Dividend Per Share | - | - | - | - | 1.000 | - |
Dividend Growth | - | - | - | - | - | - |
Operating Margin | 83.41% | 90.88% | 87.91% | 57.43% | 81.04% | 77.34% |
Profit Margin | 75.05% | 73.56% | 69.80% | 46.14% | 63.36% | 62.60% |
Free Cash Flow Margin | 86.49% | 409.92% | 365.46% | 735.49% | 680.02% | 1309.86% |
Effective Tax Rate | 9.22% | 18.05% | 22.07% | 25.57% | 24.34% | 25.26% |
Revenue as Reported | 4,611 | 5,183 | 6,380 | 7,766 | 7,971 | 9,688 |