Piramal Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	83,484	68,451	58,386	63,142	59,033	50,703
Total Interest Expense	53,152	44,754	36,874	34,700	33,371	28,282
Net Interest Income	30,332	23,697	21,513	28,442	25,663	22,421
Commissions and Fees	4,764	4,322	5,670	2,682	1,341	50.5
Gain (Loss) on Sale of Investments	-	-	-	-	-	47.5
Other Revenue	777.2	727.1	651	239.5	11.8	15.6
Revenue Before Loan Losses	35,873	28,747	27,834	31,363	27,016	22,534
Provision for Loan Losses	-10,007	-11,407	-3,169	5,991	1,032	-
Revenue	45,880	40,153	31,003	25,372	25,983	22,534
Revenue Growth (YoY)	82.89%	29.52%	22.19%	-2.35%	15.30%	-8.17%
Salaries & Employee Benefits	15,344	13,704	11,464	7,117	2,947	1,351
Cost of Services Provided	-41.7	213.5	1,603	991	728.7	1,356
Other Operating Expenses	24,128	29,387	31,055	29,622	4,458	4,196
Total Operating Expenses	42,305	45,207	45,647	38,702	8,657	7,195
Operating Income	3,575	-5,053	-14,644	-13,330	17,327	15,340
Earnings From Equity Investments	921	-418.7	-718.3	209.6	144.1	-
EBT Excluding Unusual Items	8,005	3,700	-31,163	-12,056	18,052	15,402
Gain (Loss) on Sale of Investments	-4,503	-4,503	-5,076	-13,337	-9,341	-
Impairment of Goodwill	-	-	-	-102,568	-	-
Pretax Income	3,326	-169.2	-36,156	-127,935	7,284	15,402
Income Tax Expense	-2,821	-102.7	-16,404	-53,922	1,882	5,058
Net Income	6,137	-66.5	-19,753	-74,014	5,402	10,344
Net Income to Common	6,137	-66.5	-19,753	-74,014	5,402	10,344
Net Income Growth	-	-	-	-	-47.78%	3086.82%
Shares Outstanding (Basic)	23,625	23,624	21,397	-	-	-
Shares Outstanding (Diluted)	23,625	23,624	21,397	-	-	-
Shares Change (YoY)	-	10.41%	-	-	-	-
EPS (Basic)	0.26	-0.00	-0.92	-	-	-
EPS (Diluted)	0.26	-0.00	-0.92	-	-	-
Free Cash Flow	-	-98,816	-66,836	65,784	86,150	14,021
Free Cash Flow Per Share	-	-4.18	-3.12	-	-	-
Operating Margin	7.79%	-12.58%	-47.23%	-52.54%	66.68%	68.07%
Profit Margin	13.38%	-0.17%	-63.71%	-291.71%	20.79%	45.91%
Free Cash Flow Margin	-	-246.10%	-215.58%	259.27%	331.56%	62.22%
Effective Tax Rate	-	-	-	-	25.84%	32.84%
Revenue as Reported	94,482	84,619	67,693	66,692	61,048	50,879

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.