PNB Housing Finance Limited (NSE: PNBHOUSING)
India flag India · Delayed Price · Currency is INR
846.75
+3.80 (0.45%)
Dec 24, 2024, 3:30 PM IST

PNB Housing Finance Income Statement

Millions INR. Fiscal year is Apr - Mar.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2019 - 2015
Period Ending
Sep '24 Mar '24 Mar '23 Mar '22 Mar '21 Mar '20 2019 - 2015
Interest and Dividend Income
68,91867,42261,99158,22071,89876,882
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Total Interest Expense
43,61242,50638,87840,55850,83858,382
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Net Interest Income
25,30624,91623,11317,66221,06018,500
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Commissions and Fees
3,4832,7292,8332,6261,8122,988
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Gain (Loss) on Sale of Investments
349.8349.83411,1141,623-
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Other Revenue
66.670.1132.348906.95,025
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Revenue Before Loan Losses
29,20528,06526,41921,45025,40226,513
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Provision for Loan Losses
-3,461-1,832-11,261148.27,786-
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Revenue
32,66629,89737,68021,30117,61726,513
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Revenue Growth (YoY)
-21.00%-20.66%76.89%20.91%-33.55%3.84%
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Salaries & Employee Benefits
3,8933,3732,6602,1662,1132,331
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Cost of Services Provided
677.1674.7581.6485.7392487.8
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Other Operating Expenses
2,4222,2581,6691,5751,31713,580
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Total Operating Expenses
11,07310,35522,80710,3815,24317,839
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Operating Income
21,59319,54214,87310,92012,3748,674
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EBT Excluding Unusual Items
21,59319,54214,87310,92012,3748,674
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Gain (Loss) on Sale of Investments
---785.5---
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Pretax Income
21,59019,53913,60910,84012,0708,110
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Income Tax Expense
4,7884,4593,1492,4752,7711,648
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Net Income
16,80215,08010,4608,3659,2996,462
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Net Income to Common
16,80215,08010,4608,3659,2996,462
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Net Income Growth
31.39%44.17%25.05%-10.05%43.89%-45.76%
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Shares Outstanding (Basic)
260258169169168168
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Shares Outstanding (Diluted)
261259169169168168
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Shares Change (YoY)
22.33%53.47%-0.02%0.36%0.01%-0.08%
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EPS (Basic)
64.7058.3762.0149.6455.2938.45
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EPS (Diluted)
64.4558.2061.9549.5355.2638.41
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EPS Growth
7.42%-6.05%25.08%-10.37%43.87%-45.72%
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Free Cash Flow
-63,028-47,008-18,79962,39166,03688,648
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Free Cash Flow Per Share
-241.74-181.41-111.34369.45392.44526.86
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Operating Margin
66.10%65.36%39.47%51.26%70.24%32.72%
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Profit Margin
51.43%50.44%27.76%39.27%52.78%24.37%
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Free Cash Flow Margin
-192.95%-157.23%-49.89%292.90%374.84%334.35%
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Effective Tax Rate
22.18%22.82%23.14%22.83%22.96%20.32%
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Revenue as Reported
72,81770,57165,29762,00776,24184,896
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Source: S&P Capital IQ. Financial Services template. Financial Sources.