PNB Housing Finance Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	-	24,831	21,604	21,422	36,778	50,656
Long-Term Investments	-	26,822	24,278	23,890	22,765	22,342
Trading Asset Securities	-	3,670	9,531	20,920	15,799	14,907
Loans & Lease Receivables	-	866,913	749,669	646,502	585,658	559,816
Other Receivables	-	820.4	902.9	2,674	3,198	1,176
Property, Plant & Equipment	-	2,427	2,191	1,951	1,319	1,319
Other Intangible Assets	-	368.9	356.7	263.9	170.9	215.6
Restricted Cash	-	-	-	-	0.7	0.7
Other Current Assets	-	8,897	14,756	5,036	1,476	2,837
Long-Term Deferred Tax Assets	-	239.9	1,712	1,277	1,457	3,989
Other Long-Term Assets	-	132.2	202.9	112	116.8	37.2
Total Assets	-	935,121	825,204	724,049	668,737	657,296
Interest Bearing Deposits	-	180,554	176,416	177,582	172,142	176,051
Total Deposits	-	180,554	176,416	177,582	172,142	176,051
Accounts Payable	-	145.3	175.4	197.4	302.5	162.9
Accrued Expenses	-	4,133	5,069	4,330	3,442	4,269
Short-Term Debt	-	19,862	19,694	13,499	11,676	14,572
Current Portion of Long-Term Debt	-	165,236	163,682	162,839	162,572	134,431
Current Portion of Leases	-	262.6	265.8	260	234.6	219
Long-Term Debt	-	366,197	282,020	207,911	200,999	218,629
Long-Term Leases	-	1,442	1,191	1,070	512.9	483.2
Current Income Taxes Payable	-	76.8	-	-	-	-
Other Current Liabilities	-	228.3	872.3	1,130	300.1	3,091
Pension & Post-Retirement Benefits	-	261.6	185.1	142	150.9	147.5
Other Long-Term Liabilities	-	4,532	7,002	5,344	4,919	4,454
Total Liabilities	-	742,929	656,572	574,304	558,598	558,580
Common Stock	-	2,606	2,599	2,597	1,689	1,686
Additional Paid-In Capital	-	65,049	64,636	64,533	40,727	40,624
Retained Earnings	-	123,837	102,166	82,735	67,651	57,055
Comprehensive Income & Other	-	700.5	-769.9	-120.5	71.8	-648.7
Shareholders' Equity	192,191	192,191	168,631	149,744	110,139	98,716
Total Liabilities & Equity	-	935,121	825,204	724,049	668,737	657,296
Total Debt	552,998	552,998	466,853	385,580	375,995	368,334
Net Cash (Debt)	-524,498	-524,498	-435,718	-343,237	-323,418	-302,771
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2009.01	-2009.80	-1670.93	-1324.57	-1915.47	-1792.88
Filing Date Shares Outstanding	260.56	260.55	259.93	259.72	168.86	168.6
Total Common Shares Outstanding	260.56	260.55	259.93	259.72	168.86	168.6
Working Capital	-	534,633	430,289	336,717	290,893	294,528
Book Value Per Share	737.64	737.64	648.77	576.55	652.26	585.51
Tangible Book Value	191,822	191,822	168,275	149,481	109,968	98,501
Tangible Book Value Per Share	736.22	736.22	647.40	575.54	651.25	584.23