PNB Housing Finance Balance Sheet

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Equivalents	33,392	21,604	21,422	36,778	50,656
Long-Term Investments	27,788	24,278	23,890	22,765	22,342
Trading Asset Securities	2,704	9,531	20,920	15,799	14,907
Loans & Lease Receivables	864,334	749,669	646,502	585,658	559,816
Other Receivables	470.4	902.9	2,674	3,198	1,176
Property, Plant & Equipment	2,427	2,191	1,951	1,319	1,319
Other Intangible Assets	368.9	356.7	263.9	170.9	215.6
Restricted Cash	-	8.9	6.8	0.7	0.7
Other Current Assets	-	14,747	5,029	1,476	2,837
Long-Term Deferred Tax Assets	239.9	1,712	1,277	1,457	3,989
Other Long-Term Assets	3,397	202.9	112	116.8	37.2
Total Assets	935,121	825,204	724,049	668,737	657,296
Interest Bearing Deposits	180,554	176,416	177,582	172,142	176,051
Total Deposits	180,554	176,416	177,582	172,142	176,051
Accounts Payable	145.3	175.4	197.4	302.5	162.9
Accrued Expenses	-	5,069	4,330	3,442	4,269
Short-Term Debt	41.4	144,308	127,260	11,676	14,572
Current Portion of Long-Term Debt	-	39,068	49,079	162,572	134,431
Current Portion of Leases	-	1,457	1,330	234.6	219
Long-Term Debt	531,432	282,020	207,911	200,999	218,629
Long-Term Leases	1,699	5,446	3,446	512.9	483.2
Current Income Taxes Payable	76.8	-	-	-	-
Other Current Liabilities	-	2.2	402	300.1	3,091
Pension & Post-Retirement Benefits	-	185.1	142	150.9	147.5
Other Long-Term Liabilities	28,981	1,556	1,897	4,919	4,454
Total Liabilities	742,929	656,572	574,304	558,598	558,580
Common Stock	2,606	2,599	2,597	1,689	1,686
Additional Paid-In Capital	-	64,636	64,533	40,727	40,624
Retained Earnings	-	102,166	82,735	67,651	57,055
Comprehensive Income & Other	189,586	-769.9	-120.5	71.8	-648.7
Shareholders' Equity	192,191	168,631	149,744	110,139	98,716
Total Liabilities & Equity	935,121	825,204	724,049	668,737	657,296
Total Debt	533,172	472,299	389,026	375,995	368,334
Net Cash (Debt)	-497,076	-441,164	-346,684	-323,418	-302,771
Net Cash Per Share	-457.76	-1691.82	-1337.87	-1915.47	-1792.88
Filing Date Shares Outstanding	260.55	259.93	259.72	168.86	168.6
Total Common Shares Outstanding	260.55	259.93	259.72	168.86	168.6
Working Capital	720,083	429,098	335,647	290,893	294,528
Book Value Per Share	737.64	648.77	576.55	652.26	585.51
Tangible Book Value	191,822	168,275	149,481	109,968	98,501
Tangible Book Value Per Share	736.23	647.40	575.54	651.25	584.23

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.