PNB Housing Finance Cash Flow Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2017 - 2021
Period Ending	Jun '25 Jun 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2017 - 2021
Net Income	-	19,361	15,080	10,460	8,365	9,299	Upgrade
Depreciation & Amortization	-	484.9	434.6	435.4	448	493.8	Upgrade
Other Amortization	-	74	77.3	79	85.9	96.3	Upgrade
Loss (Gain) From Sale of Investments	-	457.3	-1,889	-10,393	104.4	7,214	Upgrade
Provision for Credit Losses	-	4,647	6,304	16,538	7,942	-891.4	Upgrade
Stock-Based Compensation	-	176.8	144.6	119.5	36.7	133	Upgrade
Change in Accounts Payable	-	-22	-105.1	139.6	-15.3	-691	Upgrade
Change in Other Net Operating Assets	-	-106,541	-68,235	-35,733	49,017	51,785	Upgrade
Other Operating Activities	-	784.8	1,571	-775	-3,521	-1,629	Upgrade
Operating Cash Flow	-	-80,573	-46,615	-18,650	62,543	66,113	Upgrade
Operating Cash Flow Growth	-	-	-	-	-5.40%	-25.95%	Upgrade
Capital Expenditures	-	-490.5	-392.9	-148.5	-151.3	-77.2	Upgrade
Sale of Property, Plant & Equipment	-	5.7	2.8	1.7	1.3	3.7	Upgrade
Investment in Securities	-	8,056	-11,471	1,905	-14,600	262.1	Upgrade
Other Investing Activities	-	-	-	-	-	16.9	Upgrade
Investing Cash Flow	-	7,571	-11,861	1,758	-14,750	205.5	Upgrade
Short-Term Debt Issued	-	150,444	100,547	500	-	21,250	Upgrade
Long-Term Debt Issued	-	378,979	233,365	179,217	201,033	198,715	Upgrade
Total Debt Issued	-	529,423	333,912	179,717	201,033	219,965	Upgrade
Short-Term Debt Repaid	-	-151,500	-67,500	-500	-11,250	-14,160	Upgrade
Long-Term Debt Repaid	-	-302,335	-254,760	-172,327	-266,248	-293,915	Upgrade
Total Debt Repaid	-	-453,835	-322,260	-172,827	-277,498	-308,075	Upgrade
Net Debt Issued (Repaid)	-	75,587	11,652	6,891	-76,466	-88,110	Upgrade
Issuance of Common Stock	-	69.7	24,686	72.1	111.5	27.4	Upgrade
Other Financing Activities	-	-1,618	5,448	-3,948	9,032	6,307	Upgrade
Financing Cash Flow	-	74,039	41,786	3,015	-67,322	-81,776	Upgrade
Net Cash Flow	-	1,036	-16,690	-13,878	-19,530	-15,458	Upgrade
Free Cash Flow	-	-81,064	-47,008	-18,799	62,391	66,036	Upgrade
Free Cash Flow Growth	-	-	-	-	-5.52%	-25.51%	Upgrade
Free Cash Flow Margin	-	-247.04%	-157.23%	-49.89%	292.90%	374.84%	Upgrade
Free Cash Flow Per Share	-	-310.87	-181.41	-111.34	369.45	392.44	Upgrade
Cash Interest Paid	-	44,782	41,811	39,799	44,040	52,193	Upgrade
Cash Income Tax Paid	-	3,944	3,577	3,043	3,597	2,957	Upgrade

Updated Jan 21, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.