PB Fintech Limited (NSE:POLICYBZR)

PB Fintech Statistics

Total Valuation

PB Fintech has a market cap or net worth of INR 807.94 billion. The enterprise value is 783.55 billion.

Market Cap	807.94B
Enterprise Value	783.55B

Important Dates

The last earnings date was Wednesday, August 6, 2025.

Earnings Date	Aug 6, 2025
Ex-Dividend Date	n/a

Share Statistics

PB Fintech has 456.62 million shares outstanding. The number of shares has decreased by -0.91% in one year.

Current Share Class	456.62M
Shares Outstanding	456.62M
Shares Change (YoY)	-0.91%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	5.59%
Owned by Institutions (%)	51.42%
Float	333.91M

Valuation Ratios

The trailing PE ratio is 216.97 and the forward PE ratio is 96.95. PB Fintech's PEG ratio is 1.96.

PE Ratio	216.97
Forward PE	96.95
PS Ratio	15.20
PB Ratio	12.55
P/TBV Ratio	12.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.96

Enterprise Valuation

EV / Earnings	207.61
EV / Sales	14.74
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	0.05
Debt / EBITDA	1.80
Debt / FCF	n/a
Interest Coverage	1.04

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	0.36%
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	3.71M
Profits Per Employee	263,598
Employee Count	14,318
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, PB Fintech has paid 313.30 million in taxes.

Income Tax	313.30M
Effective Tax Rate	7.66%

Stock Price Statistics

The stock price has increased by +16.91% in the last 52 weeks. The beta is 0.48, so PB Fintech's price volatility has been lower than the market average.

Beta (5Y)	0.48
52-Week Price Change	+16.91%
50-Day Moving Average	1,829.20
200-Day Moving Average	1,750.68
Relative Strength Index (RSI)	45.19
Average Volume (20 Days)	1,074,081

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, PB Fintech had revenue of INR 53.15 billion and earned 3.77 billion in profits. Earnings per share was 8.16.

Revenue	53.15B
Gross Profit	32.52B
Operating Income	375.90M
Pretax Income	4.09B
Net Income	3.77B
EBITDA	1.79B
EBIT	375.90M
Earnings Per Share (EPS)	8.16

Balance Sheet

The company has 27.66 billion in cash and 3.22 billion in debt, giving a net cash position of 24.44 billion or 53.52 per share.

Cash & Cash Equivalents	27.66B
Total Debt	3.22B
Net Cash	24.44B
Net Cash Per Share	53.52
Equity (Book Value)	64.38B
Book Value Per Share	140.62
Working Capital	n/a

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 61.18%, with operating and profit margins of 0.71% and 7.10%.

Gross Margin	61.18%
Operating Margin	0.71%
Pretax Margin	7.70%
Profit Margin	7.10%
EBITDA Margin	3.37%
EBIT Margin	0.71%
FCF Margin	n/a

Dividends & Yields

PB Fintech does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.91%
Shareholder Yield	0.91%
Earnings Yield	0.47%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2