PB Fintech Limited (NSE:POLICYBZR)
India flag India · Delayed Price · Currency is INR
1,685.00
+3.60 (0.21%)
May 15, 2026, 3:30 PM IST

PB Fintech Statistics

Total Valuation

PB Fintech has a market cap or net worth of INR 781.16 billion. The enterprise value is 759.31 billion.

Market Cap781.16B
Enterprise Value 759.31B

Important Dates

The last earnings date was Wednesday, May 6, 2026.

Earnings Date May 6, 2026
Ex-Dividend Date n/a

Share Statistics

PB Fintech has 462.69 million shares outstanding. The number of shares has increased by 0.38% in one year.

Current Share Class 462.69M
Shares Outstanding 462.69M
Shares Change (YoY) +0.38%
Shares Change (QoQ) +0.27%
Owned by Insiders (%) 4.67%
Owned by Institutions (%) 49.87%
Float 343.99M

Valuation Ratios

The trailing PE ratio is 116.76 and the forward PE ratio is 70.55. PB Fintech's PEG ratio is 1.54.

PE Ratio 116.76
Forward PE 70.55
PS Ratio 11.50
PB Ratio 10.68
P/TBV Ratio 10.70
P/FCF Ratio n/a
P/OCF Ratio 1,882.78
PEG Ratio 1.54
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 149.47, with an EV/FCF ratio of -1,976.85.

EV / Earnings 113.34
EV / Sales 11.18
EV / EBITDA 149.47
EV / EBIT 204.10
EV / FCF -1,976.85

Financial Position

The company has a current ratio of 4.41, with a Debt / Equity ratio of 0.05.

Current Ratio 4.41
Quick Ratio 4.32
Debt / Equity 0.05
Debt / EBITDA 0.71
Debt / FCF -9.38
Interest Coverage 10.06

Financial Efficiency

Return on equity (ROE) is 9.74% and return on invested capital (ROIC) is 6.98%.

Return on Equity (ROE) 9.74%
Return on Assets (ROA) 2.87%
Return on Invested Capital (ROIC) 6.98%
Return on Capital Employed (ROCE) 4.84%
Weighted Average Cost of Capital (WACC) 6.34%
Revenue Per Employee 3.04M
Profits Per Employee 300,031
Employee Count22,329
Asset Turnover 0.84
Inventory Turnover n/a

Taxes

In the past 12 months, PB Fintech has paid 372.40 million in taxes.

Income Tax 372.40M
Effective Tax Rate 5.26%

Stock Price Statistics

The stock price has decreased by -3.98% in the last 52 weeks. The beta is 0.38, so PB Fintech's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change -3.98%
50-Day Moving Average 1,545.50
200-Day Moving Average 1,698.57
Relative Strength Index (RSI) 60.97
Average Volume (20 Days) 1,768,819

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PB Fintech had revenue of INR 67.94 billion and earned 6.70 billion in profits. Earnings per share was 14.46.

Revenue67.94B
Gross Profit 43.28B
Operating Income 3.73B
Pretax Income 7.07B
Net Income 6.70B
EBITDA 5.09B
EBIT 3.73B
Earnings Per Share (EPS) 14.46
Full Income Statement

Balance Sheet

The company has 25.52 billion in cash and 3.60 billion in debt, with a net cash position of 21.92 billion or 47.36 per share.

Cash & Cash Equivalents 25.52B
Total Debt 3.60B
Net Cash 21.92B
Net Cash Per Share 47.36
Equity (Book Value) 73.18B
Book Value Per Share 158.22
Working Capital 33.84B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 414.90 million and capital expenditures -799.00 million, giving a free cash flow of -384.10 million.

Operating Cash Flow 414.90M
Capital Expenditures -799.00M
Depreciation & Amortization 1.36B
Net Borrowing -471.20M
Free Cash Flow -384.10M
FCF Per Share -0.83
Full Cash Flow Statement

Margins

Gross margin is 63.70%, with operating and profit margins of 5.49% and 9.86%.

Gross Margin 63.70%
Operating Margin 5.49%
Pretax Margin 10.41%
Profit Margin 9.86%
EBITDA Margin 7.50%
EBIT Margin 5.49%
FCF Margin n/a

Dividends & Yields

PB Fintech does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.38%
Shareholder Yield -0.38%
Earnings Yield 0.86%
FCF Yield -0.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5