PB Fintech Statistics
Total Valuation
PB Fintech has a market cap or net worth of INR 741.01 billion. The enterprise value is 719.15 billion.
| Market Cap | 741.01B |
| Enterprise Value | 719.15B |
Important Dates
The next confirmed earnings date is Wednesday, August 5, 2026.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PB Fintech has 462.69 million shares outstanding. The number of shares has increased by 0.38% in one year.
| Current Share Class | 462.69M |
| Shares Outstanding | 462.69M |
| Shares Change (YoY) | +0.38% |
| Shares Change (QoQ) | +0.27% |
| Owned by Insiders (%) | 5.11% |
| Owned by Institutions (%) | 60.58% |
| Float | 376.71M |
Valuation Ratios
The trailing PE ratio is 110.75 and the forward PE ratio is 67.40. PB Fintech's PEG ratio is 1.63.
| PE Ratio | 110.75 |
| Forward PE | 67.40 |
| PS Ratio | 10.91 |
| PB Ratio | 10.13 |
| P/TBV Ratio | 10.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 1,785.99 |
| PEG Ratio | 1.63 |
Enterprise Valuation
| EV / Earnings | 107.35 |
| EV / Sales | 10.59 |
| EV / EBITDA | 141.56 |
| EV / EBIT | 193.30 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.41, with a Debt / Equity ratio of 0.05.
| Current Ratio | 4.41 |
| Quick Ratio | 4.32 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.71 |
| Debt / FCF | -9.38 |
| Interest Coverage | 10.06 |
Financial Efficiency
Return on equity (ROE) is 9.74% and return on invested capital (ROIC) is 6.98%.
| Return on Equity (ROE) | 9.74% |
| Return on Assets (ROA) | 2.87% |
| Return on Invested Capital (ROIC) | 6.98% |
| Return on Capital Employed (ROCE) | 4.84% |
| Weighted Average Cost of Capital (WACC) | 6.30% |
| Revenue Per Employee | 3.04M |
| Profits Per Employee | 300,031 |
| Employee Count | 22,329 |
| Asset Turnover | 0.84 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PB Fintech has paid 372.40 million in taxes.
| Income Tax | 372.40M |
| Effective Tax Rate | 5.26% |
Stock Price Statistics
The stock price has decreased by -12.05% in the last 52 weeks. The beta is 0.37, so PB Fintech's price volatility has been lower than the market average.
| Beta (5Y) | 0.37 |
| 52-Week Price Change | -12.05% |
| 50-Day Moving Average | 1,610.74 |
| 200-Day Moving Average | 1,651.29 |
| Relative Strength Index (RSI) | 52.40 |
| Average Volume (20 Days) | 1,740,422 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PB Fintech had revenue of INR 67.94 billion and earned 6.70 billion in profits. Earnings per share was 14.46.
| Revenue | 67.94B |
| Gross Profit | 43.28B |
| Operating Income | 3.73B |
| Pretax Income | 7.07B |
| Net Income | 6.70B |
| EBITDA | 5.09B |
| EBIT | 3.73B |
| Earnings Per Share (EPS) | 14.46 |
Balance Sheet
The company has 25.52 billion in cash and 3.60 billion in debt, with a net cash position of 21.92 billion or 47.36 per share.
| Cash & Cash Equivalents | 25.52B |
| Total Debt | 3.60B |
| Net Cash | 21.92B |
| Net Cash Per Share | 47.36 |
| Equity (Book Value) | 73.18B |
| Book Value Per Share | 158.22 |
| Working Capital | 33.84B |
Cash Flow
In the last 12 months, operating cash flow was 414.90 million and capital expenditures -799.00 million, giving a free cash flow of -384.10 million.
| Operating Cash Flow | 414.90M |
| Capital Expenditures | -799.00M |
| Depreciation & Amortization | 1.36B |
| Net Borrowing | -471.20M |
| Free Cash Flow | -384.10M |
| FCF Per Share | -0.83 |
Margins
Gross margin is 63.70%, with operating and profit margins of 5.49% and 9.86%.
| Gross Margin | 63.70% |
| Operating Margin | 5.49% |
| Pretax Margin | 10.41% |
| Profit Margin | 9.86% |
| EBITDA Margin | 7.50% |
| EBIT Margin | 5.49% |
| FCF Margin | n/a |
Dividends & Yields
PB Fintech does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.38% |
| Shareholder Yield | -0.38% |
| Earnings Yield | 0.90% |
| FCF Yield | -0.05% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PB Fintech is 1,943.00, which is 21.29% higher than the current price. The consensus rating is "Buy".
| Price Target | 1,943.00 |
| Price Target Difference | 21.29% |
| Analyst Consensus | Buy |
| Analyst Count | 25 |
| Revenue Growth Forecast (3Y) | 27.49% |
| EPS Growth Forecast (3Y) | 46.08% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |