India · Delayed Price · Currency is INR PB Fintech Statistics
Total Valuation
PB Fintech has a market cap or net worth of INR 466.58 billion. The enterprise value is 444.72 billion.
| Market Cap | 466.58B |
| Enterprise Value | 444.72B |
Important Dates
The next confirmed earnings date is Saturday, November 14, 2026.
| Earnings Date | Nov 14, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PB Fintech has 462.69 million shares outstanding. The number of shares has increased by 0.14% in one year.
| Current Share Class | 462.69M |
| Shares Outstanding | 462.69M |
| Shares Change (YoY) | +0.14% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 5.15% |
| Owned by Institutions (%) | 63.89% |
| Float | 376.53M |
Valuation Ratios
The trailing PE ratio is 62.46 and the forward PE ratio is 39.83. PB Fintech's PEG ratio is 0.98.
| PE Ratio | 62.46 |
| Forward PE | 39.83 |
| PS Ratio | 6.36 |
| PB Ratio | 6.38 |
| P/TBV Ratio | 6.39 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 1,124.56 |
| PEG Ratio | 0.98 |
Enterprise Valuation
| EV / Earnings | 59.44 |
| EV / Sales | 6.06 |
| EV / EBITDA | 71.58 |
| EV / EBIT | 95.36 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.41, with a Debt / Equity ratio of 0.05.
| Current Ratio | 4.41 |
| Quick Ratio | 4.30 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.57 |
| Debt / FCF | n/a |
| Interest Coverage | 11.95 |
Financial Efficiency
Return on equity (ROE) is 9.74% and return on invested capital (ROIC) is 8.66%.
| Return on Equity (ROE) | 9.74% |
| Return on Assets (ROA) | 2.88% |
| Return on Invested Capital (ROIC) | 8.66% |
| Return on Capital Employed (ROCE) | 4.85% |
| Weighted Average Cost of Capital (WACC) | 6.70% |
| Revenue Per Employee | 2.62M |
| Profits Per Employee | 267,095 |
| Employee Count | 28,014 |
| Asset Turnover | 0.84 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PB Fintech has paid 452.20 million in taxes.
| Income Tax | 452.20M |
| Effective Tax Rate | 5.70% |
Stock Price Statistics
The stock price has decreased by -40.18% in the last 52 weeks. The beta is 0.44, so PB Fintech's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | -40.18% |
| 50-Day Moving Average | 1,472.75 |
| 200-Day Moving Average | 1,561.25 |
| Relative Strength Index (RSI) | 31.24 |
| Average Volume (20 Days) | 5,439,174 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, PB Fintech had revenue of INR 73.34 billion and earned 7.48 billion in profits. Earnings per share was 16.14.
| Revenue | 73.34B |
| Gross Profit | 47.13B |
| Operating Income | 4.72B |
| Pretax Income | 7.94B |
| Net Income | 7.48B |
| EBITDA | 6.26B |
| EBIT | 4.72B |
| Earnings Per Share (EPS) | 16.14 |
Balance Sheet
The company has 25.52 billion in cash and 3.60 billion in debt, with a net cash position of 21.92 billion or 47.36 per share.
| Cash & Cash Equivalents | 25.52B |
| Total Debt | 3.60B |
| Net Cash | 21.92B |
| Net Cash Per Share | 47.36 |
| Equity (Book Value) | 73.18B |
| Book Value Per Share | 158.22 |
| Working Capital | 33.84B |
Cash Flow
In the last 12 months, operating cash flow was 414.90 million and capital expenditures -799.00 million, giving a free cash flow of -384.10 million.
| Operating Cash Flow | 414.90M |
| Capital Expenditures | -799.00M |
| Depreciation & Amortization | 1.55B |
| Net Borrowing | -471.20M |
| Free Cash Flow | -384.10M |
| FCF Per Share | -0.83 |
Margins
Gross margin is 64.25%, with operating and profit margins of 6.43% and 10.20%.
| Gross Margin | 64.25% |
| Operating Margin | 6.43% |
| Pretax Margin | 10.82% |
| Profit Margin | 10.20% |
| EBITDA Margin | 8.54% |
| EBIT Margin | 6.43% |
| FCF Margin | n/a |
Dividends & Yields
PB Fintech does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -0.14% |
| Shareholder Yield | -0.14% |
| Earnings Yield | 1.60% |
| FCF Yield | -0.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for PB Fintech is 1,644.48, which is 63.08% higher than the current price. The consensus rating is "Buy".
| Price Target | 1,644.48 |
| Price Target Difference | 63.08% |
| Analyst Consensus | Buy |
| Analyst Count | 25 |
| Revenue Growth Forecast (3Y) | 17.86% |
| EPS Growth Forecast (3Y) | 40.41% |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |