PB Fintech Limited (NSE:POLICYBZR)
India flag India · Delayed Price · Currency is INR
1,795.20
+15.60 (0.88%)
Aug 21, 2026, 3:15 PM IST

PB Fintech Statistics

Total Valuation

PB Fintech has a market cap or net worth of INR 830.63 billion. The enterprise value is 808.77 billion.

Market Cap830.63B
Enterprise Value 808.77B

Important Dates

The last earnings date was Wednesday, August 5, 2026.

Earnings Date Aug 5, 2026
Ex-Dividend Date n/a

Share Statistics

PB Fintech has 462.69 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class 462.69M
Shares Outstanding 462.69M
Shares Change (YoY) +0.14%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 5.11%
Owned by Institutions (%) 61.18%
Float 376.71M

Valuation Ratios

The trailing PE ratio is 111.19 and the forward PE ratio is 68.80. PB Fintech's PEG ratio is 1.61.

PE Ratio 111.19
Forward PE 68.80
PS Ratio 11.33
PB Ratio 11.35
P/TBV Ratio 11.38
P/FCF Ratio n/a
P/OCF Ratio 2,002.00
PEG Ratio 1.61
Financial Ratio History

Enterprise Valuation

EV / Earnings 108.09
EV / Sales 11.03
EV / EBITDA 130.17
EV / EBIT 173.43
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.05
Debt / EBITDA 0.57
Debt / FCF -9.38
Interest Coverage 11.95

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) 8.67%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.33%
Revenue Per Employee 3.28M
Profits Per Employee 335,098
Employee Count22,329
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PB Fintech has paid 452.20 million in taxes.

Income Tax 452.20M
Effective Tax Rate 5.70%

Stock Price Statistics

The stock price has decreased by -6.59% in the last 52 weeks. The beta is 0.37, so PB Fintech's price volatility has been lower than the market average.

Beta (5Y) 0.37
52-Week Price Change -6.59%
50-Day Moving Average 1,627.19
200-Day Moving Average 1,650.50
Relative Strength Index (RSI) 70.53
Average Volume (20 Days) 1,151,699

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PB Fintech had revenue of INR 73.34 billion and earned 7.48 billion in profits. Earnings per share was 16.14.

Revenue73.34B
Gross Profit 47.13B
Operating Income 4.72B
Pretax Income 7.94B
Net Income 7.48B
EBITDA 6.26B
EBIT 4.72B
Earnings Per Share (EPS) 16.14
Full Income Statement

Balance Sheet

The company has 25.52 billion in cash and 3.60 billion in debt, with a net cash position of 21.92 billion or 47.36 per share.

Cash & Cash Equivalents 25.52B
Total Debt 3.60B
Net Cash 21.92B
Net Cash Per Share 47.36
Equity (Book Value) 73.18B
Book Value Per Share 158.22
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 414.90 million and capital expenditures -799.00 million, giving a free cash flow of -384.10 million.

Operating Cash Flow 414.90M
Capital Expenditures -799.00M
Depreciation & Amortization 1.55B
Net Borrowing -471.20M
Free Cash Flow -384.10M
FCF Per Share -0.83
Full Cash Flow Statement

Margins

Gross margin is 64.25%, with operating and profit margins of 6.43% and 10.20%.

Gross Margin 64.25%
Operating Margin 6.43%
Pretax Margin 10.82%
Profit Margin 10.20%
EBITDA Margin 8.54%
EBIT Margin 6.43%
FCF Margin n/a

Dividends & Yields

PB Fintech does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.14%
Shareholder Yield -0.14%
Earnings Yield 0.90%
FCF Yield -0.05%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Analyst Forecast

The average price target for PB Fintech is 1,952.68, which is 8.77% higher than the current price. The consensus rating is "Buy".

Price Target 1,952.68
Price Target Difference 8.77%
Analyst Consensus Buy
Analyst Count 24
Revenue Growth Forecast (3Y) 27.31%
EPS Growth Forecast (3Y) 46.67%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3