SBFC Finance Limited (NSE:SBFC)
India · Delayed Price · Currency is INR 90.50
+0.34 (0.38%)
Jul 31, 2026, 3:29 PM IST
SBFC Finance Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 16,590 | 15,543 | 11,963 | 9,184 | 6,542 | 4,731 |
Total Interest Expense | 5,648 | 5,374 | 4,192 | 3,506 | 2,765 | 2,206 |
Net Interest Income | 10,942 | 10,169 | 7,771 | 5,677 | 3,777 | 2,525 |
Commissions and Fees | 1,084 | 1,059 | 699.14 | 709.06 | 412.52 | 272.39 |
Gain (Loss) on Sale of Investments | 130.84 | 130.84 | 176.95 | 175.14 | 148.06 | - |
Other Revenue | -35.73 | 6.38 | 168.89 | 85.01 | 249.47 | 260.66 |
Revenue Before Loan Losses | 12,120 | 11,365 | 8,816 | 6,646 | 4,587 | 3,058 |
Provision for Loan Losses | 1,423 | 1,255 | 737.2 | 470.26 | 320.56 | 360.88 |
| 10,697 | 10,110 | 8,079 | 6,176 | 4,266 | 2,697 | |
Revenue Growth | 24.49% | 25.14% | 30.81% | 44.76% | 58.17% | 15.54% |
Salaries & Employee Benefits | 3,046 | 2,861 | 2,532 | 2,171 | 1,601 | 1,095 |
Cost of Services Provided | 104.49 | 104.49 | 91.08 | 72.61 | 50.09 | 22.16 |
Other Operating Expenses | 922.99 | 903.35 | 698.61 | 639.9 | 486.99 | 593.96 |
Total Operating Expenses | 4,273 | 4,070 | 3,490 | 3,018 | 2,265 | 1,829 |
Operating Income | 6,424 | 6,040 | 4,589 | 3,158 | 2,001 | 868.2 |
EBT Excluding Unusual Items | 6,424 | 6,040 | 4,589 | 3,163 | 2,017 | 868.64 |
Other Unusual Items | 0.4 | 0.4 | 1.72 | 0.55 | 4.3 | 1.67 |
Pretax Income | 6,420 | 6,036 | 4,585 | 3,161 | 2,014 | 866.96 |
Income Tax Expense | 1,619 | 1,528 | 1,133 | 790.35 | 516.3 | 221.75 |
Net Income | 4,801 | 4,508 | 3,452 | 2,371 | 1,497 | 645.21 |
Net Income to Common | 4,801 | 4,508 | 3,452 | 2,371 | 1,497 | 645.21 |
Net Income Growth | 30.64% | 30.61% | 45.58% | 58.35% | 132.07% | -24.10% |
Shares Outstanding (Basic) | 1,097 | 1,093 | 1,077 | 1,011 | 878 | 798 |
Shares Outstanding (Diluted) | 1,102 | 1,101 | 1,096 | 1,033 | 926 | 816 |
Shares Change | 0.14% | 0.41% | 6.13% | 11.55% | 13.43% | 1.91% |
EPS (Basic) | 4.37 | 4.13 | 3.20 | 2.35 | 1.71 | 0.81 |
EPS (Diluted) | 4.36 | 4.10 | 3.15 | 2.30 | 1.62 | 0.79 |
EPS Growth | 30.58% | 30.16% | 36.96% | 41.98% | 105.06% | -25.47% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | - | -19,039 | -14,243 | -11,663 | -12,524 | -8,290 |
Free Cash Flow Per Share | - | -17.30 | -12.99 | -11.29 | -13.53 | -10.15 |
Operating Margin | 60.05% | 59.74% | 56.80% | 51.13% | 46.90% | 32.19% |
Profit Margin | 44.88% | 44.59% | 42.73% | 38.39% | 35.10% | 23.92% |
Free Cash Flow Margin | - | -188.32% | -176.30% | -188.83% | -293.54% | -307.32% |
Effective Tax Rate | 25.22% | 25.31% | 24.72% | 25.00% | 25.64% | 25.58% |
Revenue as Reported | 17,825 | 16,795 | 13,061 | 10,199 | 7,404 | 5,307 |