NSE:SBILIFE Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	999,559	840,598	805,871	665,810	584,323
Total Interest & Dividend Income	123,595	188,258	167,409	146,750	117,732
Gain (Loss) on Sale of Investments	-243.5	123,922	98,662	-6,317	126,937
Other Revenue	-	16,422	248,547	155.85	174.16
Total Revenue	1,122,911	1,169,200	1,320,488	806,398	829,166
Revenue Growth (YoY)	-3.96%	-11.46%	63.75%	-2.75%	0.96%
Policy Benefits	983,909	1,046,020	1,215,388	714,397	752,530
Policy Acquisition & Underwriting Costs	44,957	37,388	32,553	30,625	21,583
Depreciation & Amortization	-	-	-	-	1.38
Selling, General & Administrative	297.4	43,560	38,791	32,621	28,501
Provision for Bad Debts	10.4	11.8	25.5	9.33	305.15
Other Operating Expenses	34,251	15,172	12,866	9,590	9,804
Total Operating Expenses	1,095,943	1,142,150	1,299,619	787,239	812,197
Operating Income	26,969	27,051	20,869	19,159	16,969
Interest Expense	-	-114.4	-91.3	-100.83	-100.15
Other Non Operating Income (Expenses)	-	-0.1	-0.2	-0	-
EBT Excluding Unusual Items	26,969	26,936	20,778	19,059	16,869
Other Unusual Items	-	-10	-	-	-
Pretax Income	26,969	26,926	20,778	19,059	16,869
Income Tax Expense	2,266	2,793	1,840	1,853	1,809
Net Income	24,703	24,133	18,938	17,206	15,060
Net Income to Common	24,703	24,133	18,938	17,206	15,060
Net Income Growth	2.36%	27.43%	10.07%	14.25%	3.45%
Shares Outstanding (Basic)	1,003	1,002	1,001	1,001	1,000
Shares Outstanding (Diluted)	1,003	1,003	1,002	1,001	1,001
Shares Change (YoY)	0.07%	0.08%	0.05%	0.04%	0.06%
EPS (Basic)	24.64	24.09	18.92	17.19	15.06
EPS (Diluted)	24.62	24.07	18.90	17.18	15.04
EPS Growth	2.28%	27.36%	10.01%	14.23%	3.37%
Free Cash Flow	343,377	254,405	290,075	285,928	217,961
Free Cash Flow Per Share	342.22	253.73	289.52	285.52	217.74
Dividend Per Share	2.700	2.700	2.700	2.500	2.000
Dividend Growth	-	-	8.00%	25.00%	-20.00%
Operating Margin	2.40%	2.31%	1.58%	2.38%	2.05%
Profit Margin	2.20%	2.06%	1.43%	2.13%	1.82%
Free Cash Flow Margin	30.58%	21.76%	21.97%	35.46%	26.29%
EBITDA	27,716	27,798	21,632	19,837	17,718
EBITDA Margin	2.47%	2.38%	1.64%	2.46%	2.14%
D&A For EBITDA	747.3	747.3	762.3	677.91	748.96
EBIT	26,969	27,051	20,869	19,159	16,969
EBIT Margin	2.40%	2.31%	1.58%	2.38%	2.05%
Effective Tax Rate	8.40%	10.37%	8.86%	9.72%	10.72%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.