State Bank of India (NSE:SBIN)
India flag India · Delayed Price · Currency is INR
1,006.40
+27.40 (2.80%)
Nov 5, 2026, 3:28 PM IST

State Bank of India Financials Overview

Millions INR. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
3,924,4243,766,7843,429,3883,271,3392,652,1302,241,021
Revenue Growth
9.87%9.84%4.83%23.35%18.34%28.27%
Net Income
904,341832,988775,613670,847556,482353,739
Earnings Per Share
97.9791.1686.9175.1762.3539.64
EPS Growth
8.96%4.89%15.62%20.56%57.30%57.88%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Treasury
1,263,0121,301,1881,346,2751,242,2501,018,046996,498
Corporate/ Wholesale Banking
1,599,5881,533,5481,489,9981,328,4551,001,602756,754
Digital Banking
35,62242,41155,02052,44937,667-
Other Retail Banking
2,781,6772,616,0292,361,7242,044,9181,637,552-
Insurance Business
1,395,2941,332,6051,141,4261,054,594864,518765,869
Other Banking Operations
356,627348,219311,087276,160211,449167,260
Corporate
22,87624,70518,15522,61718,61431,559

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
3,541,4582,256,1081,668,4211,235,731926,1931,023,799
Total Debt
7,412,9088,610,1546,308,5156,470,5055,214,4134,493,785
Net Cash (Debt)
-3,871,449-6,354,046-4,640,094-5,234,775-4,288,221-3,469,986
Net Cash Growth
------
Net Cash Per Share
-419.43-695.38-519.92-586.55-480.49-388.81

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-7,402,566-5,651,017-4,278,765-4,763,695-4,671,386-3,143,845
Capital Expenditures
-88,624-83,630-56,372-41,751-40,436-33,053
Free Cash Flow
-7,491,189-5,734,647-4,335,137-4,805,447-4,711,822-3,176,898
Free Cash Flow Growth
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Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
23.04%22.11%22.62%20.51%20.98%15.78%
FCF Margin
-190.89%-152.24%-126.41%-146.90%-177.66%-141.76%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
17.35017.35015.90013.70011.3007.100
Dividend Per Share Growth
9.12%9.12%16.06%21.24%59.16%77.50%
Dividend Yield
1.72%1.77%2.06%1.82%2.16%1.44%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
10.2710.858.8810.018.4012.45
Forward PE
9.678.699.599.518.4010.91
PS Ratio
2.342.402.012.051.761.97