Shriram Finance Limited (NSE:SHRIRAMFIN)

Shriram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	421,201	403,093	336,011	292,124	186,463	171,281
Total Interest Expense	197,264	184,546	148,026	129,313	97,343	90,543
Net Interest Income	223,937	218,548	187,985	162,811	89,120	80,739
Commissions and Fees	6,778	6,819	4,574	2,666	1,001	1,159
Gain (Loss) on Sale of Investments	2,770	2,770	1,448	3,974	2,368	228.7
Other Revenue	1,739	807.5	2,994	2,631	2,218	739.4
Revenue Before Loan Losses	235,223	228,944	197,000	172,081	94,707	82,866
Provision for Loan Losses	50,932	49,951	42,565	38,347	33,727	31,283
Revenue	184,292	178,993	154,436	133,734	60,980	51,583
Revenue Growth (YoY)	15.39%	15.90%	15.48%	119.31%	18.22%	-37.23%
Salaries & Employee Benefits	37,602	36,512	32,156	26,364	9,971	9,063
Cost of Services Provided	12,552	12,142	8,748	6,586	2,579	2,104
Other Operating Expenses	15,203	13,997	10,766	12,372	11,618	6,355
Total Operating Expenses	72,006	69,104	57,358	51,329	25,521	18,895
Operating Income	112,286	109,889	97,078	82,406	35,459	32,688
Earnings From Equity Investments	153.3	123.1	77.8	85.6	131.7	115.7
EBT Excluding Unusual Items	112,400	109,973	97,289	82,649	35,631	32,858
Gain (Loss) on Sale of Investments	-261.3	-261.3	-356.7	-46.4	20	42.2
Other Unusual Items	15,537	15,537	-	-	-	-
Pretax Income	127,579	125,152	96,914	82,223	35,624	32,896
Income Tax Expense	31,446	30,796	24,932	22,023	8,413	7,908
Earnings From Continuing Ops.	96,133	94,356	71,983	60,200	27,211	24,988
Earnings From Discontinued Ops.	917.7	1,407	2,006	-	-	-
Net Income to Company	97,051	95,763	73,989	60,200	27,211	24,988
Minority Interest in Earnings	-146.5	-225	-325.1	-89.9	-	-
Net Income	96,904	95,538	73,664	60,110	27,211	24,988
Net Income to Common	96,904	95,538	73,664	60,110	27,211	24,988
Net Income Growth	26.11%	29.70%	22.55%	120.91%	8.89%	-0.53%
Shares Outstanding (Basic)	1,880	1,880	1,876	1,872	1,331	1,232
Shares Outstanding (Diluted)	1,883	1,883	1,882	1,881	1,331	1,232
Shares Change (YoY)	0.02%	0.02%	0.08%	41.28%	8.08%	8.55%
EPS (Basic)	51.54	50.82	39.26	32.11	20.44	20.29
EPS (Diluted)	51.47	50.75	39.14	31.97	20.44	20.29
EPS Growth	26.09%	29.66%	22.44%	56.36%	0.77%	-8.38%
Free Cash Flow	-	-439,069	-314,532	-177,482	-88,948	-42,646
Free Cash Flow Per Share	-	-233.24	-167.12	-94.38	-66.83	-34.63
Dividend Per Share	9.900	9.900	9.000	7.000	4.000	3.600
Dividend Growth	10.00%	10.00%	28.57%	75.00%	11.11%	260.00%
Operating Margin	60.93%	61.39%	62.86%	61.62%	58.15%	63.37%
Profit Margin	52.58%	53.37%	47.70%	44.95%	44.62%	48.44%
Free Cash Flow Margin	-	-245.30%	-203.67%	-132.71%	-145.86%	-82.67%
Effective Tax Rate	24.65%	24.61%	25.72%	26.78%	23.62%	24.04%
Revenue as Reported	437,922	418,595	349,976	305,084	192,742	174,364

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.