Shriram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	453,556	403,093	336,011	292,124	186,463	171,281
Total Interest Expense	214,089	184,546	148,026	129,313	97,343	90,543
Net Interest Income	239,466	218,548	187,985	162,811	89,120	80,739
Commissions and Fees	6,769	6,819	4,574	2,666	1,001	1,159
Gain (Loss) on Sale of Investments	2,770	2,770	1,448	3,974	2,368	228.7
Other Revenue	1,832	807.5	2,994	2,631	2,218	739.4
Revenue Before Loan Losses	250,837	228,944	197,000	172,081	94,707	82,866
Provision for Loan Losses	51,760	49,951	42,565	38,347	33,727	31,283
Revenue	199,077	178,993	154,436	133,734	60,980	51,583
Revenue Growth (YoY)	9.82%	15.90%	15.48%	119.31%	18.22%	-37.23%
Salaries & Employee Benefits	40,669	36,512	32,156	26,364	9,971	9,063
Cost of Services Provided	13,243	12,142	8,748	6,586	2,579	2,104
Other Operating Expenses	16,269	13,997	10,766	12,372	11,618	6,355
Total Operating Expenses	77,134	69,104	57,358	51,329	25,521	18,895
Operating Income	121,944	109,889	97,078	82,406	35,459	32,688
Earnings From Equity Investments	186.5	123.1	77.8	85.6	131.7	115.7
EBT Excluding Unusual Items	122,091	109,973	97,289	82,649	35,631	32,858
Gain (Loss) on Sale of Investments	-261.3	-261.3	-356.7	-46.4	20	42.2
Other Unusual Items	-	15,537	-	-	-	-
Pretax Income	121,733	125,152	96,914	82,223	35,624	32,896
Income Tax Expense	30,262	30,796	24,932	22,023	8,413	7,908
Earnings From Continuing Ops.	91,471	94,356	71,983	60,200	27,211	24,988
Earnings From Discontinued Ops.	-1.3	1,407	2,006	-	-	-
Net Income to Company	91,470	95,763	73,989	60,200	27,211	24,988
Minority Interest in Earnings	0.2	-225	-325.1	-89.9	-	-
Net Income	91,470	95,538	73,664	60,110	27,211	24,988
Net Income to Common	91,470	95,538	73,664	60,110	27,211	24,988
Net Income Growth	-2.89%	29.70%	22.55%	120.91%	8.89%	-0.53%
Shares Outstanding (Basic)	1,881	1,880	1,876	1,872	1,331	1,232
Shares Outstanding (Diluted)	1,882	1,883	1,882	1,881	1,331	1,232
Shares Change (YoY)	-0.01%	0.02%	0.08%	41.28%	8.08%	8.55%
EPS (Basic)	48.63	50.82	39.26	32.11	20.44	20.29
EPS (Diluted)	48.59	50.75	39.14	31.97	20.44	20.29
EPS Growth	-2.87%	29.66%	22.44%	56.36%	0.77%	-8.38%
Free Cash Flow	-	-439,069	-314,532	-177,482	-88,948	-42,646
Free Cash Flow Per Share	-	-233.24	-167.12	-94.38	-66.83	-34.63
Dividend Per Share	7.800	9.900	9.000	7.000	4.000	3.600
Dividend Growth	-21.21%	10.00%	28.57%	75.00%	11.11%	260.00%
Operating Margin	61.25%	61.39%	62.86%	61.62%	58.15%	63.37%
Profit Margin	45.95%	53.37%	47.70%	44.95%	44.62%	48.44%
Free Cash Flow Margin	-	-245.30%	-203.67%	-132.71%	-145.86%	-82.67%
Effective Tax Rate	24.86%	24.61%	25.72%	26.78%	23.62%	24.04%
Revenue as Reported	471,206	418,595	349,976	305,084	192,742	174,364

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.