Shriram Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	466,597	403,093	336,011	292,124	186,463
Total Interest Expense	215,210	184,546	148,026	129,313	97,343
Net Interest Income	251,386	218,548	187,985	162,811	89,120
Commissions and Fees	4,939	6,819	4,574	2,666	1,001
Gain (Loss) on Sale of Investments	-	2,770	1,448	3,974	2,368
Other Revenue	4,147	807.5	2,994	2,631	2,218
Revenue Before Loan Losses	260,472	228,944	197,000	172,081	94,707
Provision for Loan Losses	53,390	49,951	42,565	38,347	33,727
Revenue	207,082	178,993	154,436	133,734	60,980
Revenue Growth (YoY)	15.69%	15.90%	15.48%	119.31%	18.22%
Salaries & Employee Benefits	41,307	36,512	32,156	26,364	9,971
Cost of Services Provided	5,965	12,142	8,748	6,586	2,579
Other Operating Expenses	19,819	13,997	10,766	12,372	11,618
Total Operating Expenses	74,080	69,104	57,358	51,329	25,521
Operating Income	133,002	109,889	97,078	82,406	35,459
Earnings From Equity Investments	205	123.1	77.8	85.6	131.7
EBT Excluding Unusual Items	133,207	109,973	97,289	82,649	35,631
Gain (Loss) on Sale of Investments	-	-261.3	-356.7	-46.4	20
Other Unusual Items	-	15,537	-	-	-
Pretax Income	133,207	125,152	96,914	82,223	35,624
Income Tax Expense	32,960	30,796	24,932	22,023	8,413
Earnings From Continuing Ops.	100,247	94,356	71,983	60,200	27,211
Earnings From Discontinued Ops.	-5.5	1,407	2,006	-	-
Net Income to Company	100,242	95,763	73,989	60,200	27,211
Minority Interest in Earnings	0.1	-225	-325.1	-89.9	-
Net Income	100,242	95,538	73,664	60,110	27,211
Net Income to Common	100,242	95,538	73,664	60,110	27,211
Net Income Growth	4.92%	29.70%	22.55%	120.91%	8.89%
Shares Outstanding (Basic)	1,881	1,880	1,876	1,872	1,331
Shares Outstanding (Diluted)	1,882	1,883	1,882	1,881	1,331
Shares Change (YoY)	-0.00%	0.02%	0.08%	41.28%	8.08%
EPS (Basic)	53.29	50.82	39.26	32.11	20.44
EPS (Diluted)	53.25	50.75	39.14	31.97	20.44
EPS Growth	4.93%	29.66%	22.44%	56.36%	0.77%
Free Cash Flow	-134,726	-439,069	-314,532	-177,482	-88,948
Free Cash Flow Per Share	-71.57	-233.24	-167.12	-94.38	-66.83
Dividend Per Share	10.800	9.900	9.000	7.000	4.000
Dividend Growth	9.09%	10.00%	28.57%	75.00%	11.11%
Operating Margin	64.23%	61.39%	62.86%	61.62%	58.15%
Profit Margin	48.41%	53.37%	47.70%	44.95%	44.62%
Free Cash Flow Margin	-65.06%	-245.30%	-203.67%	-132.71%	-145.86%
Effective Tax Rate	24.74%	24.61%	25.72%	26.78%	23.62%
Revenue as Reported	481,927	418,595	349,976	305,084	192,742

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.