Shriram Finance Limited (NSE:SHRIRAMFIN)

Shriram Finance Statistics

Total Valuation

Shriram Finance has a market cap or net worth of INR 1.49 trillion.

Market Cap	1.49T
Enterprise Value	n/a

Important Dates

The last earnings date was Friday, October 31, 2025.

Earnings Date	Oct 31, 2025
Ex-Dividend Date	Nov 7, 2025

Share Statistics

Current Share Class	1.88B
Shares Outstanding	n/a
Shares Change (YoY)	+0.04%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	0.01%
Owned by Institutions (%)	35.18%
Float	1.28B

Valuation Ratios

The trailing PE ratio is 15.11 and the forward PE ratio is 14.20.

PE Ratio	15.11
Forward PE	14.20
PS Ratio	7.87
PB Ratio	2.46
P/TBV Ratio	2.53
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.12, with a Debt / Equity ratio of 2.79.

Current Ratio	4.12
Quick Ratio	4.12
Debt / Equity	2.79
Debt / EBITDA	n/a
Debt / FCF	-5.15
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.32%.

Return on Equity (ROE)	17.32%
Return on Assets (ROA)	3.43%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.40M
Profits Per Employee	1.25M
Employee Count	79,872
Asset Turnover	0.07
Inventory Turnover	n/a

Taxes

In the past 12 months, Shriram Finance has paid 32.67 billion in taxes.

Income Tax	32.67B
Effective Tax Rate	24.90%

Stock Price Statistics

The stock price has increased by +27.25% in the last 52 weeks. The beta is 0.81, so Shriram Finance's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+27.25%
50-Day Moving Average	658.53
200-Day Moving Average	638.58
Relative Strength Index (RSI)	88.88
Average Volume (20 Days)	7,386,801

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Shriram Finance had revenue of INR 189.39 billion and earned 98.64 billion in profits. Earnings per share was 52.39.

Revenue	189.39B
Gross Profit	181.68B
Operating Income	115.90B
Pretax Income	131.20B
Net Income	98.64B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	52.39

Balance Sheet

The company has 119.79 billion in cash and 1.69 trillion in debt, giving a net cash position of -1,571.55 billion.

Cash & Cash Equivalents	119.79B
Total Debt	1.69T
Net Cash	-1,571.55B
Net Cash Per Share	n/a
Equity (Book Value)	606.04B
Book Value Per Share	322.18
Working Capital	2.08T

Cash Flow

In the last 12 months, operating cash flow was -326.18 billion and capital expenditures -2.27 billion, giving a free cash flow of -328.45 billion.

Operating Cash Flow	-326.18B
Capital Expenditures	-2.27B
Free Cash Flow	-328.45B
FCF Per Share	n/a

Margins

Gross margin is 95.93%, with operating and profit margins of 61.20% and 52.09%.

Gross Margin	95.93%
Operating Margin	61.20%
Pretax Margin	69.28%
Profit Margin	52.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 7.80, which amounts to a dividend yield of 0.98%.

Dividend Per Share	7.80
Dividend Yield	0.98%
Dividend Growth (YoY)	-21.21%
Years of Dividend Growth	n/a
Payout Ratio	14.89%
Buyback Yield	-0.04%
Shareholder Yield	1.21%
Earnings Yield	6.62%
FCF Yield	-22.04%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 10, 2025. It was a forward split with a ratio of 5.

Last Split Date	Jan 10, 2025
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2