Spandana Sphoorty Financial Limited (NSE:SSFLPP)
India · Delayed Price · Currency is INR 114.10
-6.10 (-5.07%)
At close: Aug 18, 2026
NSE:SSFLPP Income Statement
Financials in millions INR. Fiscal year is April - March.
Millions INR. Fiscal year is Apr - Mar.
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Interest and Dividend Income | 10,554 | 9,653 | 21,943 | 22,381 | 12,775 | 13,365 |
Total Interest Expense | 4,812 | 4,821 | 9,118 | 9,189 | 4,436 | 5,372 |
Net Interest Income | 5,742 | 4,832 | 12,826 | 13,193 | 8,339 | 7,993 |
Commissions and Fees | - | - | - | - | - | 64.68 |
Other Revenue | 1,105 | 1,005 | 2,298 | 2,725 | 1,608 | 952.56 |
Revenue Before Loan Losses | 6,847 | 5,837 | 15,123 | 15,918 | 9,947 | 9,011 |
Provision for Loan Losses | 5,035 | 11,705 | 15,897 | 714.8 | 8,186 | 1,500 |
| 1,812 | -5,868 | -774.2 | 15,203 | 1,761 | 7,511 | |
Revenue Growth | - | - | - | 763.27% | -76.55% | 9.14% |
Salaries & Employee Benefits | 4,664 | 5,327 | 6,318 | 4,732 | 3,041 | 2,272 |
Cost of Services Provided | 347.1 | 347.1 | 342.7 | 270.6 | 198.9 | 106.77 |
Other Operating Expenses | -2,694 | -2,445 | 6,126 | 3,292 | -1,766 | 4,044 |
Total Operating Expenses | 2,446 | 3,392 | 13,014 | 8,499 | 1,583 | 6,515 |
Operating Income | -634.5 | -9,260 | -13,788 | 6,704 | 178.5 | 995.8 |
EBT Excluding Unusual Items | -634.5 | -9,260 | -13,788 | 6,704 | 178.5 | 966.76 |
Pretax Income | -629.5 | -9,255 | -13,788 | 6,706 | 178.2 | 968.72 |
Income Tax Expense | -33.1 | -2,263 | -3,436 | 1,699 | 54.3 | 270.45 |
Earnings From Continuing Ops. | -596.4 | -6,992 | -10,352 | 5,007 | 123.9 | 698.27 |
Minority Interest in Earnings | 0.1 | 0.6 | 0.6 | -0.6 | -0.8 | -3.59 |
Net Income | -596.3 | -6,991 | -10,351 | 5,007 | 123.1 | 694.68 |
Net Income to Common | -596.3 | -6,991 | -10,351 | 5,007 | 123.1 | 694.68 |
Net Income Growth | - | - | - | 3967.10% | -82.28% | -52.11% |
Shares Outstanding (Basic) | 80 | 77 | 71 | 71 | 71 | 65 |
Shares Outstanding (Diluted) | 80 | 77 | 71 | 72 | 71 | 65 |
Shares Change | 10.54% | 7.73% | -1.18% | 1.73% | 9.48% | 0.34% |
EPS (Basic) | -7.44 | -91.01 | -145.17 | 70.42 | 1.74 | 10.75 |
EPS (Diluted) | -7.44 | -91.01 | -145.17 | 69.38 | 1.74 | 10.72 |
EPS Growth | - | - | - | 3887.36% | -83.77% | -52.29% |
Additional Metrics
Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Free Cash Flow | -15,022 | 8,785 | 36,590 | -27,047 | -21,838 | 8,485 |
Free Cash Flow Per Share | -187.46 | 114.36 | 513.15 | -374.83 | -307.89 | 130.98 |
Operating Margin | -35.02% | - | - | 44.10% | 10.14% | 13.26% |
Profit Margin | -32.91% | - | - | 32.93% | 6.99% | 9.25% |
Free Cash Flow Margin | -829.14% | - | - | -177.91% | -1240.02% | 112.98% |
Effective Tax Rate | - | - | - | 25.33% | 30.47% | 27.92% |
Revenue as Reported | 11,664 | 10,663 | 24,241 | 25,108 | 14,770 | 14,800 |