NSE:STARHEALTH Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Premiums & Annuity Revenue	165,967	148,222	129,383	112,616	98,092
Total Interest & Dividend Income	12,283	9,914	9,256	8,233	6,305
Gain (Loss) on Sale of Investments	-	2,877	1,575	112.35	1,623
Other Revenue	83.8	92.3	37.4	38.6	13.71
Total Revenue	178,334	161,105	140,251	121,000	106,034
Revenue Growth (YoY)	10.69%	14.87%	15.91%	14.12%	109.94%
Policy Benefits	113,752	104,194	85,940	73,204	85,400
Policy Acquisition & Underwriting Costs	26,733	22,407	18,596	16,828	14,922
Selling, General & Administrative	3,623	25,243	23,604	20,310	18,221
Provision for Bad Debts	3.2	4.8	25.1	10.96	26.17
Other Operating Expenses	6,858	-4.4	-17.7	-9.44	-
Total Operating Expenses	170,801	151,846	128,157	111,850	119,323
Operating Income	7,533	9,259	12,094	9,150	-13,289
Interest Expense	-	-654.2	-801.4	-884.19	-720.06
Currency Exchange Gain (Loss)	10.1	8.3	-	-	-
Other Non Operating Income (Expenses)	0.1	3.5	-2.4	0.41	56.72
EBT Excluding Unusual Items	7,543	8,616	11,290	8,267	-13,953
Gain (Loss) on Sale of Assets	-	-5.8	-1.8	-2.47	-13.63
Pretax Income	7,543	8,611	11,289	8,264	-13,966
Income Tax Expense	1,973	2,152	2,838	2,078	-3,560
Net Income	5,570	6,459	8,450	6,186	-10,407
Net Income to Common	5,570	6,459	8,450	6,186	-10,407
Net Income Growth	-13.76%	-23.57%	36.60%	-	-
Shares Outstanding (Basic)	588	587	583	578	558
Shares Outstanding (Diluted)	588	595	596	594	558
Shares Change (YoY)	-1.10%	-0.14%	0.21%	6.50%	11.78%
EPS (Basic)	9.47	11.01	14.48	10.70	-18.65
EPS (Diluted)	9.47	10.86	14.19	10.41	-18.65
EPS Growth	-12.80%	-23.47%	36.31%	-	-
Free Cash Flow	-	12,959	11,865	12,292	-75.67
Free Cash Flow Per Share	-	21.79	19.92	20.68	-0.14
Operating Margin	4.22%	5.75%	8.62%	7.56%	-12.53%
Profit Margin	3.12%	4.01%	6.02%	5.11%	-9.81%
Free Cash Flow Margin	-	8.04%	8.46%	10.16%	-0.07%
EBITDA	7,843	9,569	12,681	9,671	-12,856
EBITDA Margin	4.40%	5.94%	9.04%	7.99%	-12.13%
D&A For EBITDA	310.4	310.4	587.1	520.67	432.99
EBIT	7,533	9,259	12,094	9,150	-13,289
EBIT Margin	4.22%	5.75%	8.62%	7.56%	-12.53%
Effective Tax Rate	26.16%	24.99%	25.14%	25.15%	-

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.