Tata Capital Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	286,648	257,438	164,027	119,117	90,906
Total Interest Expense	159,853	150,296	95,682	60,363	45,456
Net Interest Income	126,794	107,141	68,344	58,754	45,450
Commissions and Fees	16,964	17,798	10,459	5,696	2,581
Gain (Loss) on Sale of Investments	4,236	2,365	328.4	8,146	580.2
Other Revenue	7,552	5,527	6,934	3,330	8,940
Revenue Before Loan Losses	155,546	132,831	86,066	75,926	57,552
Provision for Loan Losses	30,229	28,754	5,550	5,736	10,806
Revenue	125,317	104,077	80,516	70,190	46,745
Revenue Growth (YoY)	20.41%	29.26%	14.71%	50.15%	-8.10%
Salaries & Employee Benefits	28,283	28,123	18,501	12,942	8,898
Cost of Services Provided	-	2,889	2,247	1,604	903.4
Other Operating Expenses	26,071	21,045	12,747	15,460	11,885
Total Operating Expenses	59,729	55,892	36,741	32,266	24,445
Operating Income	65,588	48,185	43,774	37,923	22,300
Earnings From Equity Investments	48.6	-25.8	-115.7	1,467	1,096
EBT Excluding Unusual Items	66,064	48,645	43,731	39,474	23,402
Gain (Loss) on Sale of Investments	-	643.9	-100.9	-76.5	-26.4
Other Unusual Items	-440.4	-	-	-	-
Pretax Income	65,624	49,186	43,920	39,366	23,477
Income Tax Expense	16,715	12,635	10,651	9,908	5,469
Earnings From Continuing Ops.	48,909	36,550	33,270	29,458	18,008
Minority Interest in Earnings	-	96.4	-1,768	834.3	-1,526
Net Income	48,909	36,647	31,502	30,292	16,482
Net Income to Common	48,909	36,647	31,502	30,292	16,482
Net Income Growth	33.46%	16.33%	4.00%	83.79%	46.40%
Shares Outstanding (Basic)	4,159	3,932	3,676	3,589	3,516
Shares Outstanding (Diluted)	4,159	3,932	3,676	3,589	3,516
Shares Change (YoY)	5.78%	6.95%	2.44%	2.07%	-
EPS (Basic)	11.76	9.32	8.57	8.44	4.69
EPS (Diluted)	11.76	9.32	8.57	8.44	4.69
EPS Growth	26.18%	8.77%	1.52%	80.05%	46.48%
Free Cash Flow	-389,600	-308,947	-386,965	-233,976	-144,268
Free Cash Flow Per Share	-93.68	-78.58	-105.25	-65.20	-41.03
Dividend Per Share	0.570	0.420	0.210	0.210	0.160
Dividend Growth	35.71%	100.00%	-	31.25%	-
Operating Margin	52.34%	46.30%	54.37%	54.03%	47.71%
Profit Margin	39.03%	35.21%	39.13%	43.16%	35.26%
Free Cash Flow Margin	-310.89%	-296.84%	-480.61%	-333.35%	-308.63%
Effective Tax Rate	25.47%	25.69%	24.25%	25.17%	23.29%
Revenue as Reported	315,826	283,699	181,984	136,375	103,114

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.