Viji Finance Limited (NSE:VIJIFIN)

Viji Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	22.89	13.75	20.83	12.16	9.2
Total Interest Expense	4.65	1.36	1.92	0.58	0.38
Net Interest Income	18.24	12.39	18.91	11.58	8.82
Commissions and Fees	0.36	0.01	0.01	0.04	-
Gain (Loss) on Sale of Investments	-	-	0.05	0.04	0.24
Other Revenue	6.04	-	-	-	-
Revenue Before Loan Losses	24.64	12.4	18.98	11.66	9.06
Revenue	24.64	12.4	18.98	11.66	9.06
Revenue Growth (YoY)	98.69%	-34.66%	62.85%	28.59%	-6.36%
Salaries & Employee Benefits	8.23	4.71	6.65	3.38	0.91
Cost of Services Provided	-	0.11	0.41	0.3	-
Other Operating Expenses	10.75	3.08	2.4	2.24	1.74
Total Operating Expenses	22.48	10.56	12.98	6.69	3.14
Operating Income	2.17	1.84	6	4.96	5.93
EBT Excluding Unusual Items	2.17	1.84	6	4.96	5.92
Pretax Income	2.17	1.84	6	4.95	5.92
Income Tax Expense	0.48	0.46	1.67	0.55	1.46
Net Income	1.69	1.38	4.33	4.4	4.47
Net Income to Common	1.69	1.38	4.33	4.4	4.47
Net Income Growth	22.25%	-68.13%	-1.66%	-1.41%	235.53%
Shares Outstanding (Basic)	169	83	83	83	83
Shares Outstanding (Diluted)	169	83	83	83	83
Shares Change (YoY)	104.48%	-	-	-	-
EPS (Basic)	0.01	0.02	0.05	0.05	0.05
EPS (Diluted)	0.01	0.02	0.05	0.05	0.05
EPS Growth	-40.22%	-66.55%	-	-	209.92%
Free Cash Flow	-29.87	-28.45	-44.43	-16.35	7.25
Free Cash Flow Per Share	-0.18	-0.34	-0.54	-0.20	0.09
Operating Margin	8.79%	14.83%	31.62%	42.56%	65.37%
Profit Margin	6.85%	11.13%	22.81%	37.78%	49.27%
Free Cash Flow Margin	-121.23%	-229.37%	-234.08%	-140.24%	79.95%
Effective Tax Rate	22.11%	24.96%	27.84%	11.12%	24.61%
Revenue as Reported	29.29	13.76	20.9	12.71	9.44

Updated Jan 15, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.