VLS Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest and Dividend Income	254.98	287.1	300.45	248.2	214.47	115.42
Total Interest Expense	1.5	1.67	1.95	1.45	0.24	0.59
Net Interest Income	253.48	285.43	298.5	246.75	214.22	114.84
Other Revenue	668.68	723	3,782	582.93	2,102	2,106
Revenue Before Loan Losses	922.16	1,008	4,081	829.68	2,317	2,221
Provision for Loan Losses	0.95	200.95	0.82	-	-	-
Revenue	921.21	807.48	4,080	829.68	2,317	2,221
Revenue Growth (YoY)	-58.96%	-80.21%	391.73%	-64.19%	4.30%	522.12%
Salaries & Employee Benefits	90.4	85.18	77.92	66.6	58.12	51.65
Cost of Services Provided	12.9	12.9	11.92	12.17	12.19	9.61
Other Operating Expenses	51.44	81.43	112.32	138.78	137.91	73.88
Total Operating Expenses	192.64	224.06	259.21	260.17	222.97	142.9
Operating Income	728.57	583.42	3,821	569.51	2,094	2,078
EBT Excluding Unusual Items	729.2	584.04	3,829	580.62	2,100	2,078
Pretax Income	728.77	583.62	3,862	580.27	2,100	2,078
Income Tax Expense	164.14	121.57	618.97	20.56	-2.05	-135.34
Earnings From Continuing Ops.	564.63	462.04	3,243	559.71	2,102	2,214
Minority Interest in Earnings	-	-	-	-	-0.19	-0.15
Net Income	564.63	462.04	3,243	559.71	2,102	2,213
Net Income to Common	564.63	462.04	3,243	559.71	2,102	2,213
Net Income Growth	-64.73%	-85.75%	479.47%	-73.37%	-5.03%	464.01%
Shares Outstanding (Basic)	34	34	35	39	39	39
Shares Outstanding (Diluted)	34	34	35	39	39	39
Shares Change (YoY)	-1.61%	-1.35%	-9.80%	-0.07%	-	-
EPS (Basic)	16.60	13.44	93.07	14.49	54.37	57.25
EPS (Diluted)	16.60	13.44	93.07	14.49	54.37	57.25
EPS Growth	-64.16%	-85.56%	542.42%	-73.35%	-5.03%	464.06%
Free Cash Flow	-	1,996	1,534	49.71	1,446	1,634
Free Cash Flow Per Share	-	58.07	44.03	1.29	37.40	42.27
Dividend Per Share	1.500	1.500	1.500	1.500	1.500	1.500
Operating Margin	79.09%	72.25%	93.65%	68.64%	90.38%	93.57%
Profit Margin	61.29%	57.22%	79.50%	67.46%	90.74%	99.65%
Free Cash Flow Margin	-	247.23%	37.61%	5.99%	62.41%	73.58%
Effective Tax Rate	22.52%	20.83%	16.03%	3.54%	-	-
Revenue as Reported	994.38	1,081	4,182	844.03	2,323	2,222

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.