VLS Finance Limited (NSE:VLSFINANCE)

VLS Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest and Dividend Income	287.1	300.45	248.2	214.47	115.42
Total Interest Expense	1.67	1.95	1.45	0.24	0.59
Net Interest Income	285.43	298.5	246.75	214.22	114.84
Other Revenue	723	3,782	582.93	2,102	2,106
Revenue Before Loan Losses	1,008	4,081	829.68	2,317	2,221
Provision for Loan Losses	200.95	0.82	-	-	-
Revenue	807.48	4,080	829.68	2,317	2,221
Revenue Growth (YoY)	-80.21%	391.73%	-64.19%	4.30%	522.12%
Salaries & Employee Benefits	85.18	77.92	66.6	58.12	51.65
Cost of Services Provided	12.9	11.92	12.17	12.19	9.61
Other Operating Expenses	81.43	112.32	138.78	137.91	73.88
Total Operating Expenses	224.06	259.21	260.17	222.97	142.9
Operating Income	583.42	3,821	569.51	2,094	2,078
EBT Excluding Unusual Items	584.04	3,829	580.62	2,100	2,078
Pretax Income	583.62	3,862	580.27	2,100	2,078
Income Tax Expense	121.57	618.97	20.56	-2.05	-135.34
Earnings From Continuing Ops.	462.04	3,243	559.71	2,102	2,214
Minority Interest in Earnings	-	-	-	-0.19	-0.15
Net Income	462.04	3,243	559.71	2,102	2,213
Net Income to Common	462.04	3,243	559.71	2,102	2,213
Net Income Growth	-85.75%	479.47%	-73.37%	-5.03%	464.01%
Shares Outstanding (Basic)	34	35	39	39	39
Shares Outstanding (Diluted)	34	35	39	39	39
Shares Change (YoY)	-1.35%	-9.80%	-0.07%	-	-
EPS (Basic)	13.44	93.07	14.49	54.37	57.25
EPS (Diluted)	13.44	93.07	14.49	54.37	57.25
EPS Growth	-85.56%	542.42%	-73.35%	-5.03%	464.06%
Free Cash Flow	1,996	1,534	49.71	1,446	1,634
Free Cash Flow Per Share	58.07	44.03	1.29	37.40	42.27
Dividend Per Share	1.500	1.500	1.500	1.500	1.500
Operating Margin	72.25%	93.65%	68.64%	90.38%	93.57%
Profit Margin	57.22%	79.50%	67.46%	90.74%	99.65%
Free Cash Flow Margin	247.23%	37.61%	5.99%	62.41%	73.58%
Effective Tax Rate	20.83%	16.03%	3.54%	-	-
Revenue as Reported	1,081	4,182	844.03	2,323	2,222

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.