VLS Finance Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	315.16	287.1	300.45	248.2	214.47
Total Interest Expense	1.63	1.67	1.95	1.45	0.24
Net Interest Income	313.53	285.43	298.5	246.75	214.22
Other Revenue	165.77	723	3,782	582.93	2,102
Revenue Before Loan Losses	479.31	1,008	4,081	829.68	2,317
Provision for Loan Losses	-	200.95	0.82	-	-
Revenue	479.31	807.48	4,080	829.68	2,317
Revenue Growth (YoY)	-40.64%	-80.21%	391.73%	-64.19%	4.30%
Salaries & Employee Benefits	94.49	85.18	77.92	66.6	58.12
Cost of Services Provided	-	12.9	11.92	12.17	12.19
Other Operating Expenses	130.72	81.43	112.32	138.78	137.91
Total Operating Expenses	260.56	224.06	259.21	260.17	222.97
Operating Income	218.75	583.42	3,821	569.51	2,094
EBT Excluding Unusual Items	218.75	584.04	3,829	580.62	2,100
Pretax Income	218.75	583.62	3,862	580.27	2,100
Income Tax Expense	1.25	121.57	618.97	20.56	-2.05
Earnings From Continuing Ops.	217.51	462.04	3,243	559.71	2,102
Minority Interest in Earnings	-	-	-	-	-0.19
Net Income	217.51	462.04	3,243	559.71	2,102
Net Income to Common	217.51	462.04	3,243	559.71	2,102
Net Income Growth	-52.92%	-85.75%	479.47%	-73.37%	-5.03%
Shares Outstanding (Basic)	33	34	35	39	39
Shares Outstanding (Diluted)	33	34	35	39	39
Shares Change (YoY)	-2.66%	-1.35%	-9.80%	-0.07%	-
EPS (Basic)	6.50	13.44	93.07	14.49	54.37
EPS (Diluted)	6.50	13.44	93.07	14.49	54.37
EPS Growth	-51.64%	-85.56%	542.42%	-73.35%	-5.03%
Free Cash Flow	-177.85	1,996	1,534	49.71	1,446
Free Cash Flow Per Share	-5.32	58.07	44.03	1.29	37.40
Dividend Per Share	-	1.500	1.500	1.500	1.500
Operating Margin	45.64%	72.25%	93.65%	68.64%	90.38%
Profit Margin	45.38%	57.22%	79.50%	67.46%	90.74%
Free Cash Flow Margin	-37.10%	247.23%	37.61%	5.99%	62.41%
Effective Tax Rate	0.57%	20.83%	16.03%	3.54%	-
Revenue as Reported	480.93	1,081	4,182	844.03	2,323

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.