General Capital Limited (NZE: GEN)

General Capital Income Statement

Financials in millions NZD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest and Dividend Income	13.68	13.68	10.62	5.57	3.53	2.85
Total Interest Expense	8.1	8.1	5.22	2.98	2.25	1.44
Net Interest Income	5.58	5.58	5.39	2.6	1.29	1.41
Commissions and Fees	3.33	3.33	2.98	1.89	0.93	0.55
Other Revenue	0.16	0.16	0.11	0.55	0.33	0.24
Revenue Before Loan Losses	9.08	9.08	8.49	5.04	2.55	2.2
Provision for Loan Losses	0.06	0.06	0.57	0.07	0.03	0.05
Revenue	9.02	9.02	7.91	4.98	2.52	2.14
Revenue Growth (YoY)	55.50%	13.96%	58.99%	97.43%	17.53%	41.50%
Salaries & Employee Benefits	1.79	1.79	1.22	1.01	0.78	0.75
Cost of Services Provided	0.99	0.99	0.79	0.56	0.38	0.28
Other Operating Expenses	2.62	2.62	1.9	1.36	1.01	0.9
Total Operating Expenses	5.43	5.43	4.03	3.09	2.21	1.95
Operating Income	3.59	3.59	3.88	1.89	0.31	0.19
EBT Excluding Unusual Items	3.59	3.59	3.88	1.89	0.31	0.19
Gain (Loss) on Sale of Investments	-	-	-	-	-0.19	-
Impairment of Goodwill	-	-	-0.54	-	-	-
Pretax Income	3.59	3.59	3.34	1.89	0.12	0.19
Income Tax Expense	0.95	0.95	1.09	0.55	0.04	0.06
Net Income	2.63	2.63	2.26	1.34	0.08	0.13
Net Income to Common	2.63	2.63	2.26	1.34	0.08	0.13
Net Income Growth	56.62%	16.60%	68.44%	1539.63%	-36.89%	-
Shares Outstanding (Basic)	91	91	58	43	40	40
Shares Outstanding (Diluted)	91	91	58	43	40	40
Shares Change (YoY)	96.50%	58.06%	33.26%	6.78%	1.29%	61.31%
EPS (Basic)	0.03	0.03	0.04	0.03	0.00	0.00
EPS (Diluted)	0.03	0.03	0.04	0.03	0.00	0.00
EPS Growth	-20.76%	-26.53%	26.18%	1453.35%	-37.48%	-
Free Cash Flow	4.17	4.17	-3.46	5.97	-1.93	-17.38
Free Cash Flow Per Share	0.05	0.05	-0.06	0.14	-0.05	-0.44
Operating Margin	39.77%	39.77%	49.06%	37.95%	12.33%	8.88%
Profit Margin	29.21%	29.21%	28.54%	26.94%	3.24%	6.04%
Free Cash Flow Margin	46.26%	46.26%	-43.70%	120.07%	-76.60%	-810.43%
Effective Tax Rate	26.56%	26.56%	32.47%	29.01%	32.28%	31.98%

Source: S&P Capital IQ. Financial Services template. Financial Sources.