Heartland Group Holdings Balance Sheet

Financials in millions NZD. Fiscal year is July - June.

Millions NZD. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	395.37	341.78	585.97	294.63	290.56	173.29
Investment Securities	778.19	782.61	379.39	324.86	289.29	377.82
Trading Asset Securities	5.53	13.94	725.06	42.37	45.22	14.14
Total Investments	783.72	796.55	1,104	367.22	334.52	391.96
Gross Loans	-	7,156	7,241	6,791	6,196	5,018
Allowance for Loan Losses	-	-73.28	-76.32	-53.27	-52.01	-53.69
Net Loans	-	7,082	7,165	6,738	6,144	4,965
Property, Plant & Equipment	29.6	49.5	55.81	43.53	36.64	35.91
Goodwill	-	204.82	208.72	184.42	183.24	45.14
Other Intangible Assets	273.09	60.4	71.18	51.31	35.64	24.02
Investments in Real Estate	3.89	4.39	3.66	11.9	11.83	11.83
Other Receivables	13.51	47.56	23.7	3.78	3.22	3.47
Restricted Cash	-	14.45	43.65	16.87	20.2	9.05
Other Current Assets	12.87	23.65	6.22	11.93	7.67	4.29
Long-Term Deferred Tax Assets	19.92	21.95	23.73	21.11	23.07	14.12
Total Assets	8,809	8,647	9,292	7,745	7,090	5,678
Accounts Payable	33.24	16.64	17.16	14.73	21.36	11.24
Accrued Expenses	-	17.51	17.77	15.96	12.51	11.59
Interest Bearing Deposits	6,895	6,492	5,911	4,122	3,593	3,183
Non-Interest Bearing Deposits	-	38.37	38.19	9.21	-	-
Total Deposits	6,895	6,530	5,949	4,131	3,593	3,183
Short-Term Borrowings	19.87	20.66	9.02	7.62	6.34	45.17
Current Portion of Leases	-	3.54	3.69	3.17	3.67	2.34
Current Income Taxes Payable	-	2.48	-	6.11	22.04	7.44
Other Current Liabilities	-	-	2.38	27.61	32.34	4.09
Long-Term Debt	554.65	825.45	2,041	2,496	2,578	1,635
Long-Term Leases	15.66	10.85	14.09	11.12	12.57	15.83
Long-Term Deferred Tax Liabilities	1.5	1.32	-	-	-	-
Total Liabilities	7,520	7,428	8,054	6,714	6,282	4,916
Common Stock	1,031	1,028	1,019	800.71	599.19	583.78
Retained Earnings	258.02	219.56	227.41	224.05	199.59	178.39
Comprehensive Income & Other	-	-28.78	-8.5	6.24	9.94	-0.48
Shareholders' Equity	1,289	1,219	1,238	1,031	808.71	761.69
Total Liabilities & Equity	8,809	8,647	9,292	7,745	7,090	5,678
Total Debt	590.17	860.5	2,068	2,518	2,601	1,698
Net Cash (Debt)	-189.27	-504.78	-756.53	-2,181	-2,004	-1,159
Net Cash Per Share	-0.20	-0.54	-1.00	-3.18	-3.40	-1.99
Filing Date Shares Outstanding	939.31	940.1	930.56	709.66	592.9	585.9
Total Common Shares Outstanding	939.31	940.1	930.56	709.66	592.9	585.9
Book Value Per Share	1.37	1.30	1.33	1.45	1.36	1.30
Tangible Book Value	1,015	953.83	957.96	795.27	589.83	692.53
Tangible Book Value Per Share	1.08	1.01	1.03	1.12	0.99	1.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.