Smartpay Holdings Statistics

Total Valuation

NZE:SPY has a market cap or net worth of NZD 187.51 million. The enterprise value is 190.87 million.

Market Cap	187.51M
Enterprise Value	190.87M

Important Dates

The next estimated earnings date is Monday, May 26, 2025.

Earnings Date	May 26, 2025
Ex-Dividend Date	n/a

Share Statistics

NZE:SPY has 241.94 million shares outstanding. The number of shares has increased by 0.49% in one year.

Current Share Class	n/a
Shares Outstanding	241.94M
Shares Change (YoY)	+0.49%
Shares Change (QoQ)	+0.98%
Owned by Insiders (%)	7.74%
Owned by Institutions (%)	50.68%
Float	176.48M

Valuation Ratios

The trailing PE ratio is 27.80 and the forward PE ratio is 38.75.

PE Ratio	27.80
Forward PE	38.75
PS Ratio	1.87
PB Ratio	3.51
P/TBV Ratio	13.09
P/FCF Ratio	20.94
P/OCF Ratio	9.18
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.93, with an EV/FCF ratio of 21.31.

EV / Earnings	28.59
EV / Sales	1.90
EV / EBITDA	10.93
EV / EBIT	25.71
EV / FCF	21.31

Financial Position

The company has a current ratio of 0.78, with a Debt / Equity ratio of 0.30.

Current Ratio	0.78
Quick Ratio	0.78
Debt / Equity	0.30
Debt / EBITDA	0.91
Debt / FCF	1.76
Interest Coverage	4.14

Financial Efficiency

Return on equity (ROE) is 13.44% and return on invested capital (ROIC) is 7.12%.

Return on Equity (ROE)	13.44%
Return on Assets (ROA)	4.25%
Return on Invested Capital (ROIC)	7.12%
Return on Capital Employed (ROCE)	10.98%
Revenue Per Employee	392,172
Profits Per Employee	26,078
Employee Count	179
Asset Turnover	0.92
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -44.64% in the last 52 weeks. The beta is 1.24, so NZE:SPY's price volatility has been higher than the market average.

Beta (5Y)	1.24
52-Week Price Change	-44.64%
50-Day Moving Average	0.71
200-Day Moving Average	0.84
Relative Strength Index (RSI)	51.61
Average Volume (20 Days)	7,773

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, NZE:SPY had revenue of NZD 100.40 million and earned 6.68 million in profits. Earnings per share was 0.03.

Revenue	100.40M
Gross Profit	28.45M
Operating Income	7.42M
Pretax Income	5.74M
Net Income	6.68M
EBITDA	15.85M
EBIT	7.42M
Earnings Per Share (EPS)	0.03

Full Income Statement

Balance Sheet

The company has 12.44 million in cash and 15.80 million in debt, giving a net cash position of -3.36 million or -0.01 per share.

Cash & Cash Equivalents	12.44M
Total Debt	15.80M
Net Cash	-3.36M
Net Cash Per Share	-0.01
Equity (Book Value)	53.42M
Book Value Per Share	0.22
Working Capital	-8.14M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 20.42 million and capital expenditures -11.47 million, giving a free cash flow of 8.96 million.

Operating Cash Flow	20.42M
Capital Expenditures	-11.47M
Free Cash Flow	8.96M
FCF Per Share	0.04

Full Cash Flow Statement

Margins

Gross margin is 28.33%, with operating and profit margins of 7.39% and 6.65%.

Gross Margin	28.33%
Operating Margin	7.39%
Pretax Margin	5.72%
Profit Margin	6.65%
EBITDA Margin	15.79%
EBIT Margin	7.39%
FCF Margin	8.92%

Dividends & Yields

NZE:SPY does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.49%
Shareholder Yield	-0.49%
Earnings Yield	3.56%
FCF Yield	4.78%

Stock Splits

The last stock split was on August 16, 2013. It was a reverse split with a ratio of 0.5.

Last Split Date	Aug 16, 2013
Split Type	Reverse
Split Ratio	0.5

Scores

NZE:SPY has an Altman Z-Score of 4.44.

Altman Z-Score	4.44
Piotroski F-Score	n/a