Smartpay Holdings Limited (NZE:SPY)

New Zealand · Delayed Price · Currency is NZD

1.195

-0.005 (-0.42%)

Inactive · Last trade price on Oct 29, 2025

Smartpay Holdings Ratios and Metrics

Market cap in millions NZD. Fiscal year is April - March.

Millions NZD. Fiscal year is Apr - Mar.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 28, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	289	206	372	295	168	225
Market Cap Growth	16.59%	-44.68%	25.81%	75.89%	-25.39%	270.22%
Enterprise Value	298	209	368	296	173	248
Last Close Price	1.20	0.85	1.56	1.24	0.70	0.97

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 28, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
PE Ratio	-	-	44.22	34.93	77.42	-
PS Ratio	2.76	1.96	3.85	3.80	3.49	6.65
PB Ratio	5.59	3.98	7.10	6.98	5.15	8.18
P/TBV Ratio	28.15	20.02	18.54	20.77	32.08	-
P/FCF Ratio	96.66	68.76	48.69	27.14	21.89	39.49
P/OCF Ratio	24.08	17.13	20.42	14.86	14.24	26.13

EV Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 28, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
EV/Sales Ratio	2.85	2.00	3.81	3.81	3.60	7.31
EV/EBITDA Ratio	25.86	21.67	21.77	22.33	20.37	75.38
EV/EBIT Ratio	222.38	155.86	34.63	30.99	79.03	-
EV/FCF Ratio	99.70	69.88	48.19	27.23	22.55	43.41

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 28, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Debt / Equity Ratio	0.41	0.41	0.31	0.35	0.52	0.68
Debt / EBITDA Ratio	1.84	1.84	0.86	1.02	1.83	4.95
Debt / FCF Ratio	7.08	7.08	2.09	1.36	2.22	3.27
Asset Turnover	0.81	0.81	0.81	1.00	0.77	0.65
Quick Ratio	0.39	0.39	0.28	0.68	0.88	0.58
Current Ratio	0.73	0.73	1.00	1.07	1.20	0.95
Return on Equity (ROE)	-1.39%	-1.39%	17.75%	22.57%	7.21%	-80.54%
Return on Assets (ROA)	0.64%	0.64%	5.54%	7.69%	2.19%	-0.27%
Return on Invested Capital (ROIC)	1.19%	1.19%	10.58%	11.19%	2.86%	-0.32%
Return on Capital Employed (ROCE)	1.90%	1.90%	15.20%	17.40%	4.60%	-

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 28, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Earnings Yield	-0.25%	-0.35%	2.26%	2.86%	1.29%	-6.75%
FCF Yield	1.03%	1.45%	2.05%	3.69%	4.57%	2.53%
Buyback Yield / Dilution	-1.29%	-1.29%	-	-0.86%	-12.57%	-21.79%