Westpac Banking Corporation (NZE:WBC)

Westpac Banking Balance Sheet

Financials in millions AUD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Equivalents	-	65,356	102,223	104,954	70,908
Investment Securities	-	122,460	88,882	88,039	89,695
Trading Asset Securities	-	54,884	38,439	54,229	34,372
Total Investments	-	177,344	127,321	142,268	124,067
Gross Loans	-	811,509	777,784	744,076	714,965
Allowance for Loan Losses	-	-4,568	-4,433	-4,206	-4,589
Net Loans	-	806,941	773,351	739,870	710,376
Property, Plant & Equipment	-	2,251	2,245	2,429	2,853
Goodwill	-	7,433	7,419	7,393	7,599
Other Intangible Assets	-	3,313	3,467	2,934	2,510
Accrued Interest Receivable	-	2,223	1,996	1,266	720
Other Receivables	-	632	627	1,004	869
Restricted Cash	-	311	299	303	445
Other Current Assets	-	6,269	4,535	6,291	8,420
Long-Term Deferred Tax Assets	-	2,147	2,095	1,754	2,437
Other Long-Term Assets	-	3,324	4,196	3,732	4,673
Total Assets	-	1,077,544	1,029,774	1,014,198	935,877
Accounts Payable	-	2,375	2,191	1,045	1,392
Accrued Expenses	-	899	933	922	803
Interest Bearing Deposits	-	580,304	554,942	550,645	559,151
Non-Interest Bearing Deposits	-	140,185	133,226	108,484	67,804
Total Deposits	-	720,489	688,168	659,129	626,955
Short-Term Borrowings	-	82,150	78,991	111,157	73,553
Current Portion of Long-Term Debt	-	31,412	27,339	21,737	26,831
Current Income Taxes Payable	-	569	780	219	71
Accrued Interest Payable	-	4,940	4,138	1,738	944
Other Current Liabilities	-	10,226	11,330	12,357	9,530
Long-Term Debt	-	143,427	133,125	124,053	111,420
Pension & Post-Retirement Benefits	-	9	7	15	435
Long-Term Deferred Tax Liabilities	-	-	-	-	90
Other Long-Term Liabilities	-	8,996	10,233	11,317	11,761
Total Liabilities	-	1,005,492	957,235	943,689	863,785
Common Stock	-	37,958	39,826	39,666	41,601
Retained Earnings	-	32,773	31,436	29,063	28,813
Treasury Stock	-	-758	-702	-655	-606
Comprehensive Income & Other	-	1,732	1,935	2,378	2,227
Total Common Equity	-	71,705	72,495	70,452	72,035
Minority Interest	-	347	44	57	57
Shareholders' Equity	-	72,052	72,539	70,509	72,092
Total Liabilities & Equity	-	1,077,544	1,029,774	1,014,198	935,877
Total Debt	-	256,989	239,455	256,947	211,804
Net Cash (Debt)	-	-118,759	-86,739	-88,776	-103,587
Net Cash Per Share	-	-30.49	-22.29	-22.83	-25.15
Filing Date Shares Outstanding	-	3,435	3,504	3,496	3,664
Total Common Shares Outstanding	-	3,435	3,504	3,496	3,664
Book Value Per Share	-	20.87	20.69	20.15	19.66
Tangible Book Value	-	60,959	61,609	60,125	61,926
Tangible Book Value Per Share	-	17.75	17.58	17.20	16.90

Source: S&P Global Market Intelligence. Banks template. Financial Sources.