Aasen Sparebank (OSL:AASB)

Aasen Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	376.2	302.15	168.78	118.26	122.46
Interest Income on Investments	26.38	22	12.54	8.54	8.61
Total Interest Income	402.58	324.15	181.32	126.8	131.07
Interest Paid on Deposits	244.28	171.94	70.05	33.62	42.63
Total Interest Expense	244.28	171.94	70.05	33.62	42.63
Net Interest Income	158.3	152.2	111.27	93.19	88.44
Net Interest Income Growth (YoY)	4.01%	36.79%	19.40%	5.37%	2.96%
Gain (Loss) on Sale of Investments	-	-	-0.17	0.89	-
Other Non-Interest Income	31.53	25.02	17.78	26.11	26.63
Total Non-Interest Income	31.53	25.02	17.61	27	26.63
Non-Interest Income Growth (YoY)	26.02%	42.05%	-34.78%	1.40%	11.56%
Revenues Before Loan Losses	189.83	177.22	128.88	120.19	115.07
Provision for Loan Losses	3.53	4.66	4.71	4.2	10.34
Revenue	186.3	172.57	124.17	116	104.73
Revenue Growth (YoY)	7.96%	38.97%	7.05%	10.76%	-0.85%
Salaries and Employee Benefits	45.29	40.01	34.4	32.2	28.83
Occupancy Expenses	3.64	3.62	3.63	3.37	2.28
Selling, General & Administrative	1.62	1.53	1.27	1.11	2.68
Other Non-Interest Expense	34.04	27.79	22.55	27.22	22.22
Total Non-Interest Expense	84.59	72.95	61.85	63.89	56.01
EBT Excluding Unusual Items	101.71	99.61	62.32	52.1	48.72
Pretax Income	101.71	99.61	62.32	52.1	48.72
Income Tax Expense	22.72	23.27	12.71	11.38	11.33
Net Income	78.99	76.34	49.62	40.72	37.39
Preferred Dividends & Other Adjustments	59.31	55.23	38.19	31.55	28.53
Net Income to Common	19.68	21.11	11.43	9.17	8.85
Net Income Growth	3.46%	53.87%	21.85%	8.92%	-7.83%
Basic Shares Outstanding	2	2	2	1	1
Diluted Shares Outstanding	2	2	2	1	1
Shares Change (YoY)	-	-	70.60%	-	-
EPS (Basic)	11.38	12.20	6.61	9.04	8.73
EPS (Diluted)	11.38	12.20	6.61	9.04	8.73
EPS Growth	-6.77%	84.72%	-26.95%	3.59%	-78.17%
Dividend Per Share	9.000	9.000	6.500	7.000	6.000
Dividend Growth	-	38.46%	-7.14%	16.67%	-25.00%
Effective Tax Rate	22.34%	23.36%	20.39%	21.85%	23.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.