Aasen Sparebank (OSL:AASB)

Aasen Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	395.48	376.2	302.15	168.78	118.26	122.46
Interest Income on Investments	15.47	26.38	22	12.54	8.54	8.61
Total Interest Income	410.95	402.58	324.15	181.32	126.8	131.07
Interest Paid on Deposits	251.57	244.28	171.94	70.05	33.62	42.63
Total Interest Expense	251.57	244.28	171.94	70.05	33.62	42.63
Net Interest Income	159.38	158.3	152.2	111.27	93.19	88.44
Net Interest Income Growth (YoY)	0.40%	4.01%	36.79%	19.40%	5.37%	2.96%
Gain (Loss) on Sale of Investments	-	-	-	-0.17	0.89	-
Other Non-Interest Income	31.74	31.53	25.02	17.78	26.11	26.63
Total Non-Interest Income	31.74	31.53	25.02	17.61	27	26.63
Non-Interest Income Growth (YoY)	19.64%	26.02%	42.05%	-34.78%	1.40%	11.56%
Revenues Before Loan Losses	191.12	189.83	177.22	128.88	120.19	115.07
Provision for Loan Losses	2.65	3.53	4.66	4.71	4.2	10.34
Revenue	188.47	186.3	172.57	124.17	116	104.73
Revenue Growth (YoY)	4.03%	7.96%	38.97%	7.05%	10.76%	-0.85%
Salaries and Employee Benefits	46.47	45.29	40.01	34.4	32.2	28.83
Occupancy Expenses	3.51	3.64	3.62	3.63	3.37	2.28
Selling, General & Administrative	1.62	1.62	1.53	1.27	1.11	2.68
Other Non-Interest Expense	36.1	34.04	27.79	22.55	27.22	22.22
Total Non-Interest Expense	87.7	84.59	72.95	61.85	63.89	56.01
EBT Excluding Unusual Items	100.76	101.71	99.61	62.32	52.1	48.72
Pretax Income	100.76	101.71	99.61	62.32	52.1	48.72
Income Tax Expense	21.9	22.72	23.27	12.71	11.38	11.33
Net Income	78.86	78.99	76.34	49.62	40.72	37.39
Preferred Dividends & Other Adjustments	59.31	59.31	55.23	38.19	31.55	28.53
Net Income to Common	19.56	19.68	21.11	11.43	9.17	8.85
Net Income Growth	2.83%	3.46%	53.87%	21.85%	8.92%	-7.83%
Basic Shares Outstanding	2	2	2	2	1	1
Diluted Shares Outstanding	2	2	2	2	1	1
Shares Change (YoY)	-	-	-	70.60%	-	-
EPS (Basic)	11.31	11.38	12.20	6.61	9.04	8.73
EPS (Diluted)	11.31	11.38	12.20	6.61	9.04	8.73
EPS Growth	-8.88%	-6.77%	84.72%	-26.95%	3.59%	-78.17%
Dividend Per Share	9.000	9.000	9.000	6.500	7.000	6.000
Dividend Growth	-	-	38.46%	-7.14%	16.67%	-25.00%
Effective Tax Rate	21.73%	22.34%	23.36%	20.39%	21.85%	23.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.