Aasen Sparebank Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	384.15	376.2	302.15	168.78	118.26	122.46
Interest Income on Investments	27.23	26.38	22	12.54	8.54	8.61
Total Interest Income	411.38	402.58	324.15	181.32	126.8	131.07
Interest Paid on Deposits	251.45	244.28	171.94	70.05	33.62	42.63
Total Interest Expense	251.45	244.28	171.94	70.05	33.62	42.63
Net Interest Income	159.92	158.3	152.2	111.27	93.19	88.44
Net Interest Income Growth (YoY)	0.70%	4.01%	36.79%	19.40%	5.37%	2.96%
Gain (Loss) on Sale of Investments	-	-	-	-0.17	0.89	-
Other Non-Interest Income	35.49	31.53	25.02	17.78	26.11	26.63
Total Non-Interest Income	35.49	31.53	25.02	17.61	27	26.63
Non-Interest Income Growth (YoY)	25.01%	26.02%	42.05%	-34.78%	1.40%	11.56%
Revenues Before Loan Losses	195.41	189.83	177.22	128.88	120.19	115.07
Provision for Loan Losses	2.38	3.53	4.66	4.71	4.2	10.34
Revenue	193.03	186.3	172.57	124.17	116	104.73
Revenue Growth (YoY)	5.74%	7.96%	38.97%	7.05%	10.76%	-0.85%
Salaries and Employee Benefits	46.12	45.29	40.01	34.4	32.2	28.83
Occupancy Expenses	3.46	3.64	3.62	3.63	3.37	2.28
Selling, General & Administrative	1.62	1.62	1.53	1.27	1.11	2.68
Other Non-Interest Expense	38.34	34.04	27.79	22.55	27.22	22.22
Total Non-Interest Expense	89.54	84.59	72.95	61.85	63.89	56.01
EBT Excluding Unusual Items	103.49	101.71	99.61	62.32	52.1	48.72
Pretax Income	103.49	101.71	99.61	62.32	52.1	48.72
Income Tax Expense	22.94	22.72	23.27	12.71	11.38	11.33
Net Income	80.56	78.99	76.34	49.62	40.72	37.39
Preferred Dividends & Other Adjustments	59.31	59.31	55.23	38.19	31.55	28.53
Net Income to Common	21.25	19.68	21.11	11.43	9.17	8.85
Net Income Growth	4.74%	3.46%	53.87%	21.85%	8.92%	-7.83%
Basic Shares Outstanding	2	2	2	2	1	1
Diluted Shares Outstanding	2	2	2	2	1	1
Shares Change (YoY)	-	-	-	70.60%	-	-
EPS (Basic)	12.29	11.38	12.20	6.61	9.04	8.73
EPS (Diluted)	12.29	11.38	12.20	6.61	9.04	8.73
EPS Growth	-1.97%	-6.77%	84.72%	-26.95%	3.59%	-78.17%
Dividend Per Share	9.000	9.000	9.000	6.500	7.000	6.000
Dividend Growth	-	-	38.46%	-7.14%	16.67%	-25.00%
Effective Tax Rate	22.16%	22.34%	23.36%	20.39%	21.85%	23.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.