DNB Bank ASA Income Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	64,731	64,190	61,547	48,294	38,690
Net Interest Income Growth	0.84%	4.29%	27.44%	24.82%	0.17%
Non-Interest Income	25,918	22,347	20,150	17,840	17,225
Non-Interest Income Growth	15.98%	10.90%	12.95%	3.57%	-3.10%
Revenues Before Loan Losses	90,649	86,537	81,697	66,134	55,915
Provision for Credit Losses	2,775	1,211	2,638	-248	-786
Revenue	87,874	85,326	79,059	66,382	56,701
Revenue Growth (YoY)	2.99%	7.93%	19.10%	17.07%	20.01%
Compensation Expenses	20,422	17,961	16,320	14,690	13,826
Selling, General & Admin	10,302	8,893	8,506	7,648	6,845
Other Non-Interest Expenses	3,751	3,594	3,794	3,465	3,363
Total Non-Interest Expense	34,476	30,448	28,620	25,803	24,034
Pretax Income	53,398	54,878	50,440	40,579	32,667
Provision for Income Taxes	9,812	9,074	10,960	7,141	7,312
Net Income	41,944	43,870	38,166	32,587	24,407
Minority Interest in Earnings	39	33	2	82	26
Net Income Attributable to Preferred Dividends	1,603	1,901	1,312	769	922
Net Income to Common	41,944	43,870	38,166	32,587	24,407
Net Income Growth	-4.39%	14.95%	17.12%	33.52%	30.44%
Shares Outstanding (Basic)	1,474	1,495	1,537	1,550	1,550
Shares Outstanding (Diluted)	1,474	1,495	1,537	1,550	1,550
Shares Change (YoY)	-1.40%	-2.71%	-0.87%	0.00%	-0.27%
EPS (Basic)	28.45	29.34	24.83	21.02	15.74
EPS (Diluted)	28.45	29.34	24.83	21.02	15.74
EPS Growth	-3.03%	18.16%	18.13%	33.55%	30.73%
Free Cash Flow	69,928	-159,121	43	5,439	37,099
Free Cash Flow Growth	-	-	-99.21%	-85.34%	-54.05%
Free Cash Flow Per Share	-	-106.42	0.03	3.51	23.93
Dividends Per Share	18.000	16.750	16.000	12.500	9.750
Dividend Growth	7.46%	4.69%	28.00%	28.21%	8.33%
Profit Margin	49.60%	53.68%	49.94%	50.37%	44.72%
FCF Margin	79.58%	-186.49%	0.05%	8.19%	65.43%
Effective Tax Rate	18.38%	16.53%	21.73%	17.60%	22.38%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.