DNB Bank ASA (OSL:DNB)
Norway flag Norway · Delayed Price · Currency is NOK
301.40
+4.00 (1.34%)
Jul 30, 2026, 2:13 PM CET

DNB Bank ASA Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
87,68787,87485,32679,05966,38156,701
Revenue Growth
0.12%2.99%7.93%19.10%17.07%20.01%
Net Income
40,33141,94443,87038,16632,58724,407
Earnings Per Share
27.6328.4529.3424.8321.0215.74
EPS Growth
-7.50%-3.03%18.16%18.13%33.55%30.73%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Customers Total Income
29,63730,31228,11827,08121,38017,680
Corporate Customers Norway Total Income
23,58623,71823,45022,030--
Large Corporates and International Customers Total Income
30,06130,40527,12227,191--
Other Operations Total Income
8,0948,1538,6454,4032,6358,183
Eliminations from Total Income
-1,017-1,940-798992585-3,439

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
253,292162,780147,944331,408309,988296,727
Total Debt
979,789935,6661,010,518969,737834,376773,575
Net Cash (Debt)
-979,789-935,666-1,010,518-969,737-834,376-773,575
Net Cash Growth
------
Net Cash Per Share
-671.23-634.68-675.81-630.98-538.19-498.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-167,11372,590-156,4444,1248,95241,585
Capital Expenditures
-2,208-2,662-2,677-4,081-3,513-4,486
Free Cash Flow
-169,32169,928-159,121435,43937,099
Free Cash Flow Growth
----99.21%-85.34%-54.05%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
59.77%60.77%64.32%63.80%61.13%57.61%
Profit Margin
47.87%49.60%53.68%49.94%50.37%44.72%
FCF Margin
-193.10%79.58%-186.49%0.05%8.19%65.43%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.00018.00016.75016.00012.5009.750
Dividend Per Share Growth
7.46%7.46%4.69%28.00%28.21%8.33%
Dividend Yield
6.05%5.98%7.12%5.82%5.01%8.61%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.789.897.738.709.2512.83
Forward PE
10.8810.878.998.869.5013.00
P/FCF Ratio
-5.88-7619.4755.438.44
PS Ratio
4.924.683.944.144.545.52