DNB Bank ASA (OSL:DNB)
Norway flag Norway · Delayed Price · Currency is NOK
321.90
-4.80 (-1.47%)
Nov 6, 2026, 4:26 PM CET

DNB Bank ASA Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
87,02487,87485,32679,05666,38056,702
Revenue Growth
0.34%2.99%7.93%19.10%17.07%20.01%
Net Income
39,43441,94443,87038,16632,58724,407
Earnings Per Share
27.2428.4529.3424.8321.0215.74
EPS Growth
-6.14%-3.03%18.14%18.14%33.51%30.84%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Personal Customers Total Income
29,27230,31228,11827,08121,38017,680
Corporate Customers Norway Total Income
23,47023,71823,45022,030--
Large Corporates and International Customers Total Income
30,49330,40527,12227,191--
Other Operations Total Income
6,4768,1538,6454,4032,6358,183
Eliminations from Total Income
-345-1,940-798992585-3,439

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
478,097615,114543,802595,023573,350537,386
Total Debt
1,510,1161,370,8821,366,8141,345,7881,204,4211,040,330
Net Cash (Debt)
-1,032,019-755,768-823,012-750,765-631,071-502,944
Net Cash Growth
------
Net Cash Per Share
-712.86-512.65-550.41-488.50-407.06-324.42

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-22,97672,590-156,4444,1248,95241,585
Capital Expenditures
-2,046-2,662-2,677-4,081-3,513-4,486
Free Cash Flow
-25,02269,928-159,121435,43937,099
Free Cash Flow Growth
----99.21%-85.34%-54.05%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
45.31%47.73%51.41%48.28%49.09%43.04%
FCF Margin
-28.75%79.58%-186.49%0.05%8.19%65.43%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
18.00018.00016.75016.00012.5009.750
Dividend Per Share Growth
7.46%7.46%4.69%28.00%28.21%8.33%
Dividend Yield
5.59%6.39%7.38%7.41%6.43%4.83%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.829.817.678.599.2512.83
Forward PE
11.6410.878.998.869.5012.57
P/FCF Ratio
-5.88-7619.8555.438.44
PS Ratio
5.334.683.944.144.545.52