Flekkefjord Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	94.57	116.58	126.07	196.52	251.89	181.68
Investment Securities	1,655	1,658	1,319	1,166	1,008	892.19
Total Investments	1,655	1,658	1,319	1,166	1,008	892.19
Gross Loans	11,440	10,971	9,374	8,297	7,178	6,661
Allowance for Loan Losses	-29.37	-30.21	-29.49	-19.74	-35.64	-20.08
Net Loans	11,411	10,941	9,344	8,277	7,143	6,640
Property, Plant & Equipment	118.39	78.38	74.03	72.26	53.95	27.04
Other Intangible Assets	15.39	9.97	7.68	6.7	7.28	5.31
Accrued Interest Receivable	-	11.74	4.97	2.33	-	-
Other Receivables	-	0.49	0.17	-	-	-
Other Current Assets	-	6.45	6.66	7.43	4.23	-
Long-Term Deferred Tax Assets	-	-	-	4.31	3.91	-
Other Long-Term Assets	40.29	15.07	14.11	3.71	3.41	8.63
Total Assets	13,335	12,837	10,896	9,736	8,475	7,755
Accounts Payable	-	3.94	2.51	4.82	7.62	2.95
Accrued Expenses	-	34.54	23.78	23.86	17.16	13.85
Interest Bearing Deposits	8,573	8,296	7,269	6,760	6,011	5,457
Total Deposits	8,573	8,296	7,269	6,760	6,011	5,457
Current Portion of Long-Term Debt	403.11	403.3	401.25	404.26	302.41	270.32
Current Portion of Leases	-	0.3	0.74	0.73	0.72	0.71
Current Income Taxes Payable	-	33.33	25.81	29.03	13.86	10.96
Other Current Liabilities	-	-	-	-	1.96	0.88
Long-Term Debt	2,665	2,465	1,664	1,256	1,075	1,002
Long-Term Leases	0.96	0.72	0.72	1.43	2.11	2.77
Long-Term Unearned Revenue	-	16.16	10.04	9.15	-	-
Pension & Post-Retirement Benefits	-	-	0.58	1.62	-	-
Long-Term Deferred Tax Liabilities	-	0.08	0.09	-	-	-
Other Long-Term Liabilities	99.22	11.89	8.47	2.55	8.64	14.21
Total Liabilities	11,741	11,265	9,406	8,493	7,441	6,775
Common Stock	1,327	1,323	1,260	1,047	958.38	875.31
Retained Earnings	2.68	2.68	0.39	-	-	-
Comprehensive Income & Other	263.51	246.39	230.01	196.39	76.03	104.94
Shareholders' Equity	1,594	1,572	1,490	1,244	1,034	980.26
Total Liabilities & Equity	13,335	12,837	10,896	9,736	8,475	7,755
Total Debt	3,069	2,869	2,066	1,662	1,380	1,276
Net Cash (Debt)	-2,975	-2,753	-1,940	-1,465	-1,128	-1,094
Net Cash Per Share	-1983.05	-1836.93	-1293.53	-	-	-
Filing Date Shares Outstanding	1.5	1.5	1.5	-	-	-
Total Common Shares Outstanding	1.5	1.5	1.5	-	-	-
Book Value Per Share	984.11	969.22	913.45	-	-	-
Tangible Book Value	1,578	1,562	1,483	1,237	1,027	974.95
Tangible Book Value Per Share	973.85	962.57	908.34	-	-	-