SpareBank 1 Helgeland Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,344	1,464	925	1,513	930
Investment Securities	7,044	5,711	6,223	5,860	5,939
Trading Asset Securities	17	30	64	31	39
Total Investments	7,061	5,741	6,287	5,891	5,978
Gross Loans	32,506	31,539	29,300	30,903	32,387
Allowance for Loan Losses	-337	-276	-220	-141	-230
Net Loans	32,169	31,263	29,080	30,762	32,157
Property, Plant & Equipment	268	272	259	209	153
Goodwill	-	44	44	44	44
Other Intangible Assets	63	29	39	50	60
Accrued Interest Receivable	-	108	155	91	47
Other Receivables	-	-	-	11	18
Other Current Assets	-	25	38	27	28
Long-Term Deferred Tax Assets	-	24	29	26	14
Other Real Estate Owned & Foreclosed	-	-	1	1	1
Other Long-Term Assets	157	3	3	-	3
Total Assets	41,062	38,973	36,860	38,625	39,433
Accrued Expenses	-	60	50	54	103
Interest Bearing Deposits	26,338	13,951	13,583	13,999	12,768
Non-Interest Bearing Deposits	-	11,117	11,100	11,130	10,784
Total Deposits	26,338	25,068	24,683	25,129	23,552
Short-Term Borrowings	65	92	81	58	12
Current Portion of Long-Term Debt	302	1,078	1,419	1,721	2,012
Current Portion of Leases	-	20	31	46	22
Current Income Taxes Payable	-	160	151	118	41
Other Current Liabilities	-	18	42	42	52
Long-Term Debt	8,679	7,255	5,352	6,521	9,013
Other Long-Term Liabilities	266	-	-	-	-
Total Liabilities	35,650	33,751	31,809	33,689	34,807
Common Stock	258	258	266	268	270
Additional Paid-In Capital	1,505	1,505	1,505	1,505	1,505
Retained Earnings	3,229	3,039	2,864	2,737	2,428
Comprehensive Income & Other	420	420	416	423	420
Total Common Equity	5,412	5,222	5,051	4,933	4,623
Minority Interest	-	-	-	3	3
Shareholders' Equity	5,412	5,222	5,051	4,936	4,626
Total Liabilities & Equity	41,062	38,973	36,860	38,625	39,433
Total Debt	9,046	8,445	6,883	8,346	11,059
Net Cash (Debt)	-7,685	-6,951	-5,894	-6,802	-10,090
Net Cash Per Share	-283.88	-256.51	-218.47	-252.36	-372.45
Filing Date Shares Outstanding	26.92	26.91	26.97	26.98	27
Total Common Shares Outstanding	26.92	26.91	26.97	26.98	27
Book Value Per Share	186.28	179.29	172.53	168.07	156.49
Tangible Book Value	5,349	5,149	4,968	4,839	4,519
Tangible Book Value Per Share	183.94	176.58	169.45	164.58	152.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.