SpareBank 1 Helgeland Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,447	1,344	1,344	925	1,513	930
Investment Securities	7,034	7,008	5,711	6,223	5,860	5,939
Trading Asset Securities	21	17	30	64	31	39
Total Investments	7,055	7,025	5,741	6,287	5,891	5,978
Gross Loans	32,449	32,409	31,539	29,300	30,903	32,387
Allowance for Loan Losses	-279	-337	-276	-220	-141	-230
Net Loans	32,170	32,072	31,263	29,080	30,762	32,157
Property, Plant & Equipment	269	268	271	259	209	153
Goodwill	-	44	44	44	44	44
Other Intangible Assets	59	19	29	39	50	60
Accrued Interest Receivable	-	133	108	155	91	47
Other Receivables	-	-	-	-	11	18
Other Current Assets	-	115	145	38	27	28
Long-Term Deferred Tax Assets	-	21	24	29	26	14
Other Real Estate Owned & Foreclosed	-	16	-	1	1	1
Other Long-Term Assets	228	7	5	3	-	3
Total Assets	41,228	41,064	38,974	36,860	38,625	39,433
Accrued Expenses	-	69	60	50	54	103
Interest Bearing Deposits	26,843	14,080	13,951	13,583	13,999	12,768
Non-Interest Bearing Deposits	-	12,258	11,117	11,100	11,130	10,784
Total Deposits	26,843	26,338	25,068	24,683	25,129	23,552
Short-Term Borrowings	13	65	92	81	58	12
Current Portion of Long-Term Debt	303	702	1,078	1,419	1,721	2,012
Current Portion of Leases	-	17	20	31	46	22
Current Income Taxes Payable	-	134	161	151	118	41
Other Current Liabilities	-	48	18	42	42	52
Long-Term Debt	8,347	8,279	7,255	5,352	6,521	9,013
Long-Term Leases	16	-	-	-	-	-
Total Liabilities	35,930	35,652	33,752	31,809	33,689	34,807
Common Stock	265	258	258	266	268	270
Additional Paid-In Capital	1,505	1,505	1,505	1,505	1,505	1,505
Retained Earnings	3,074	3,195	3,039	2,864	2,737	2,428
Comprehensive Income & Other	454	454	420	416	423	420
Total Common Equity	5,298	5,412	5,222	5,051	4,933	4,623
Minority Interest	-	-	-	-	3	3
Shareholders' Equity	5,298	5,412	5,222	5,051	4,936	4,626
Total Liabilities & Equity	41,228	41,064	38,974	36,860	38,625	39,433
Total Debt	8,679	9,063	8,445	6,883	8,346	11,059
Net Cash (Debt)	-7,211	-7,702	-7,071	-5,894	-6,802	-10,090
Net Cash Per Share	-266.15	-284.51	-260.93	-218.47	-252.36	-372.45
Filing Date Shares Outstanding	26.96	26.92	26.91	26.97	26.98	27
Total Common Shares Outstanding	26.96	26.92	26.91	26.97	26.98	27
Book Value Per Share	181.72	186.28	179.29	172.53	168.07	156.49
Tangible Book Value	5,239	5,349	5,149	4,968	4,839	4,519
Tangible Book Value Per Share	179.54	183.94	176.58	169.45	164.58	152.64