Sparebanken Møre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	403	447	266	394	428	542
Investment Securities	14,958	12,343	12,115	11,259	10,389	8,741
Trading Asset Securities	1,522	1,393	1,336	987	810	1,793
Total Investments	16,480	13,736	13,451	12,246	11,199	10,534
Gross Loans	90,727	87,829	82,753	76,754	71,121	68,292
Allowance for Loan Losses	-290	-252	-262	-315	-329	-276
Net Loans	90,437	87,577	82,491	76,439	70,792	68,016
Property, Plant & Equipment	297	220	206	202	204	224
Other Intangible Assets	60	61	59	56	51	56
Other Receivables	-	70	59	33	46	34
Other Real Estate Owned & Foreclosed	-	5	5	5	8	11
Other Long-Term Assets	305	219	198	126	69	69
Total Assets	107,982	102,335	96,735	89,501	82,797	79,486
Accounts Payable	-	150	92	-	-	-
Accrued Expenses	101	101	98	90	80	78
Interest Bearing Deposits	52,572	49,550	47,410	43,881	41,853	39,023
Total Deposits	52,572	49,550	47,410	43,881	41,853	39,023
Short-Term Borrowings	467	719	603	752	336	537
Current Portion of Long-Term Debt	2,275	9,265	1,727	586	980	-
Current Income Taxes Payable	230	349	270	210	334	111
Long-Term Debt	42,253	32,492	37,027	35,093	30,966	31,685
Long-Term Leases	-	63	47	44	39	53
Long-Term Unearned Revenue	-	373	337	-	-	-
Pension & Post-Retirement Benefits	23	23	28	26	35	57
Long-Term Deferred Tax Liabilities	147	148	161	106	61	194
Other Long-Term Liabilities	805	76	255	611	543	540
Total Liabilities	98,886	93,309	88,055	81,399	75,227	72,278
Common Stock	996	996	989	989	989	989
Additional Paid-In Capital	380	379	359	358	357	357
Retained Earnings	6,143	6,824	6,574	5,967	5,243	5,140
Treasury Stock	-3	-5	-4	-3	-2	-2
Comprehensive Income & Other	1,580	832	762	791	983	724
Shareholders' Equity	9,096	9,026	8,680	8,102	7,570	7,208
Total Liabilities & Equity	107,982	102,335	96,735	89,501	82,797	79,486
Total Debt	44,995	42,539	39,404	36,475	32,321	32,275
Net Cash (Debt)	-43,070	-40,699	-37,802	-35,094	-31,083	-29,940
Net Cash Per Share	-868.26	-824.00	-767.30	-711.79	-630.18	-607.03
Filing Date Shares Outstanding	49.62	49.54	49.25	49.28	49.32	49.32
Total Common Shares Outstanding	49.62	49.54	49.25	49.28	49.32	49.32
Book Value Per Share	168.19	167.07	163.05	151.21	141.33	133.99
Tangible Book Value	9,036	8,965	8,621	8,046	7,519	7,152
Tangible Book Value Per Share	166.98	165.84	161.85	150.07	140.30	132.86

Source: S&P Global Market Intelligence. Banks template. Financial Sources.