Sparebanken Møre Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	968	447	266	394	428
Investment Securities	15,628	12,343	12,115	11,259	10,389
Trading Asset Securities	1,361	1,393	1,336	987	810
Total Investments	16,989	13,736	13,451	12,246	11,199
Gross Loans	91,033	87,829	82,753	76,754	71,121
Allowance for Loan Losses	-252	-252	-262	-315	-329
Net Loans	90,781	87,577	82,491	76,439	70,792
Property, Plant & Equipment	330	220	206	202	204
Other Intangible Assets	71	61	59	56	51
Other Receivables	43	70	59	33	46
Other Real Estate Owned & Foreclosed	12	5	5	5	8
Other Long-Term Assets	224	219	198	126	69
Total Assets	109,418	102,335	96,735	89,501	82,797
Accounts Payable	63	150	92	-	-
Accrued Expenses	-	-	98	90	80
Interest Bearing Deposits	53,335	49,550	47,410	43,881	41,853
Total Deposits	53,335	49,550	47,410	43,881	41,853
Short-Term Borrowings	480	719	603	752	336
Current Portion of Long-Term Debt	12,655	1,994	1,727	586	980
Current Income Taxes Payable	333	349	270	210	334
Long-Term Debt	32,372	39,763	37,027	35,093	30,966
Long-Term Leases	64	63	47	44	39
Long-Term Unearned Revenue	394	373	337	-	-
Pension & Post-Retirement Benefits	24	23	28	26	35
Long-Term Deferred Tax Liabilities	138	148	161	106	61
Other Long-Term Liabilities	186	177	255	611	543
Total Liabilities	100,044	93,309	88,055	81,399	75,227
Common Stock	996	996	989	989	989
Additional Paid-In Capital	380	379	359	358	357
Retained Earnings	7,253	6,906	6,574	5,967	5,243
Treasury Stock	-5	-5	-4	-3	-2
Comprehensive Income & Other	750	750	762	791	983
Shareholders' Equity	9,374	9,026	8,680	8,102	7,570
Total Liabilities & Equity	109,418	102,335	96,735	89,501	82,797
Total Debt	45,571	42,539	39,404	36,475	32,321
Net Cash (Debt)	-43,242	-40,699	-37,802	-35,094	-31,083
Net Cash Per Share	-872.69	-824.00	-767.30	-711.79	-630.18
Filing Date Shares Outstanding	49.56	49.54	49.25	49.28	49.32
Total Common Shares Outstanding	49.56	49.54	49.25	49.28	49.32
Book Value Per Share	174.00	167.07	163.05	151.21	141.33
Tangible Book Value	9,303	8,965	8,621	8,046	7,519
Tangible Book Value Per Share	172.56	165.84	161.85	150.07	140.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.