Sparebanken Møre Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	984	1,086	1,055	777	642	567
Depreciation & Amortization	61	55	49	46	45	46
Other Operating Activities	-2,476	-3,457	-4,125	-4,122	-3,344	-391
Operating Cash Flow	2,236	-2,316	-3,021	-3,299	-2,657	222
Operating Cash Flow Growth	-	-	-	-	-	8.82%
Capital Expenditures	-165	-71	-57	-35	-17	-37
Investment in Securities	-	-	-	-	-	-1,560
Other Investing Activities	-	-	-	86	135	50
Investing Cash Flow	-165	-71	-57	51	118	-1,547
Long-Term Debt Issued	-	11,005	8,392	8,224	6,346	5,868
Long-Term Debt Repaid	-	-7,819	-6,341	-3,776	-2,268	-5,912
Net Debt Issued (Repaid)	-2,939	3,186	2,051	4,448	4,078	-44
Issuance of Common Stock	7	348	-	400	-	-
Repurchase of Common Stock	-2	-250	-	-349	-	-
Common Dividends Paid	-480	-449	-254	-189	-156	-165
Net Increase (Decrease) in Deposit Accounts	1,863	268	1,140	-394	-1,229	1,392
Other Financing Activities	-505	-506	-137	-702	-268	-388
Financing Cash Flow	-2,056	2,597	2,800	3,214	2,425	795
Net Cash Flow	17	210	-278	-34	-114	-530
Free Cash Flow	2,071	-2,387	-3,078	-3,334	-2,674	185
Free Cash Flow Growth	-	-	-	-	-	8.19%
Free Cash Flow Margin	90.83%	-100.25%	-136.92%	-189.43%	-180.92%	13.62%
Free Cash Flow Per Share	41.75	-48.33	-62.48	-67.62	-54.21	3.75
Cash Interest Paid	4,180	3,981	3,039	1,282	545	909
Cash Income Tax Paid	424	269	210	334	104	99

Source: S&P Global Market Intelligence. Banks template. Financial Sources.