Sparebanken Møre (OSL:MORG)

Total Valuation

OSL:MORG has a market cap or net worth of NOK 5.26 billion.

Market Cap	5.26B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Apr 10, 2025

Share Statistics

OSL:MORG has 49.62 million shares outstanding. The number of shares has increased by 0.60% in one year.

Current Share Class	49.62M
Shares Outstanding	49.62M
Shares Change (YoY)	+0.60%
Shares Change (QoQ)	-1.35%
Owned by Insiders (%)	1.28%
Owned by Institutions (%)	28.02%
Float	40.14M

Valuation Ratios

The trailing PE ratio is 11.41 and the forward PE ratio is 11.56.

PE Ratio	11.41
Forward PE	11.56
PS Ratio	2.29
PB Ratio	0.59
P/TBV Ratio	0.60
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-6.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.56%.

Return on Equity (ROE)	11.56%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	5.37M
Profits Per Employee	1.07M
Employee Count	439
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OSL:MORG has paid 312.00 million in taxes.

Income Tax	312.00M
Effective Tax Rate	23.67%

Stock Price Statistics

The stock price has increased by +26.95% in the last 52 weeks. The beta is 0.27, so OSL:MORG's price volatility has been lower than the market average.

Beta (5Y)	0.27
52-Week Price Change	+26.95%
50-Day Moving Average	105.80
200-Day Moving Average	101.87
Relative Strength Index (RSI)	48.29
Average Volume (20 Days)	9,050

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, OSL:MORG had revenue of NOK 2.30 billion and earned 460.00 million in profits. Earnings per share was 9.29.

Revenue	2.30B
Gross Profit	2.29B
Operating Income	1.32B
Pretax Income	1.32B
Net Income	460.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.29

Balance Sheet

The company has 2.42 billion in cash and 48.37 billion in debt, giving a net cash position of -45.95 billion or -925.95 per share.

Cash & Cash Equivalents	2.42B
Total Debt	48.37B
Net Cash	-45.95B
Net Cash Per Share	-925.95
Equity (Book Value)	8.85B
Book Value Per Share	163.21
Working Capital	-52.95B

Cash Flow

In the last 12 months, operating cash flow was -6.84 billion and capital expenditures -112.00 million, giving a free cash flow of -6.95 billion.

Operating Cash Flow	-6.84B
Capital Expenditures	-112.00M
Free Cash Flow	-6.95B
FCF Per Share	-140.11

Margins

Gross Margin	n/a
Operating Margin	57.30%
Pretax Margin	57.30%
Profit Margin	43.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 6.25, which amounts to a dividend yield of 5.90%.

Dividend Per Share	6.25
Dividend Yield	5.90%
Dividend Growth (YoY)	-16.67%
Years of Dividend Growth	3
Payout Ratio	47.91%
Buyback Yield	-0.60%
Shareholder Yield	5.30%
Earnings Yield	8.75%
FCF Yield	-132.18%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 1, 2022. It was a forward split with a ratio of 5.

Last Split Date	Apr 1, 2022
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2