Rogaland Sparebank (OSL:ROGS)
Norway flag Norway · Delayed Price · Currency is NOK
151.00
0.00 (0.00%)
Aug 4, 2026, 4:25 PM CET

Rogaland Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
932.66969.2876.66764.5638.13642.72
Revenue Growth
1.84%10.56%14.67%19.80%-0.71%10.83%
Net Income
246.94270.76262.77209.81169.02178.35
Earnings Per Share
10.7311.7812.059.998.078.50
EPS Growth
-17.72%-2.27%20.72%23.74%-5.07%7.60%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Market (RM)
490.14503.33446.33346.55277.85276.39
Corporate Market (BM)
290.36294.2317.21311.69260.65259.31
Property
27.6527.4751.1642.5340.0839.95
Other
-144.2135.7563.72--
Total
932.66969.2950.45764.49638.13642.72

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,4005,1434,1633,6363,9032,896
Total Debt
20,94620,48617,84616,00515,27213,258
Net Cash (Debt)
-15,546-15,343-13,683-12,369-11,369-10,361
Net Cash Growth
------
Net Cash Per Share
-675.79-667.54-627.70-588.66-542.79-495.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
51.91-1,629-444.65-139.04-1,351-378.69
Capital Expenditures
-7.43-3.9-0.7-0.76--
Free Cash Flow
44.49-1,633-445.35-139.8-1,351-378.69
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.48%27.94%29.97%27.44%26.49%27.75%
FCF Margin
4.77%-168.47%-50.80%-18.29%-211.74%-58.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.70011.7009.5007.5006.0505.350
Dividend Per Share Growth
23.16%23.16%26.67%23.97%13.08%-10.08%
Dividend Yield
7.75%8.77%8.74%10.23%8.59%7.58%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.0712.2311.009.1511.6211.60
Forward PE
12.5013.5711.288.5110.4310.68
PS Ratio
3.743.423.302.513.083.22