Rogaland Sparebank (OSL:ROGS)
Norway flag Norway · Delayed Price · Currency is NOK
151.00
+0.60 (0.40%)
Aug 27, 2026, 9:16 AM CET

Rogaland Sparebank Financials Overview

Millions NOK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
988.13969.2876.66764.5638.13642.72
Revenue Growth
2.90%10.56%14.67%19.80%-0.71%10.83%
Net Income
289.13270.76262.77209.81169.02178.35
Earnings Per Share
12.5611.7812.059.998.078.50
EPS Growth
-7.24%-2.27%20.72%23.74%-5.07%7.60%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Market (RM)
488.36503.33446.33346.55277.85276.39
Corporate Market (BM)
302.71294.2317.21311.69260.65259.31
Property
27.6727.4751.1642.5340.0839.95
Other
-144.2135.7563.72--
Total
988.13969.2950.45764.49638.13642.72

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
4,9565,1434,1633,6363,9032,896
Total Debt
20,85020,48617,84616,00515,27213,258
Net Cash (Debt)
-15,894-15,343-13,683-12,369-11,369-10,361
Net Cash Growth
------
Net Cash Per Share
-690.27-667.54-627.70-588.66-542.79-495.29

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-127.38-1,629-444.65-139.04-1,351-378.69
Capital Expenditures
-7.84-3.9-0.7-0.76--
Free Cash Flow
-135.22-1,633-445.35-139.8-1,351-378.69
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.26%27.94%29.97%27.44%26.49%27.75%
FCF Margin
-13.69%-168.47%-50.80%-18.29%-211.74%-58.92%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.70011.7009.5007.5006.0505.350
Dividend Per Share Growth
23.16%23.16%26.67%23.97%13.08%-10.08%
Dividend Yield
7.92%8.77%8.74%10.23%8.59%7.58%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.9812.2311.009.1511.6211.60
Forward PE
12.7313.5711.288.5110.4310.68
PS Ratio
3.513.423.302.513.083.22