Rogaland Sparebank Balance Sheet

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	651.19	590.25	462.55	502.19	439.93	488.56
Investment Securities	1,371	1,391	1,284	1,215	952.21	624.44
Trading Asset Securities	3,713	3,573	3,173	3,401	2,456	3,976
Total Investments	5,083	4,963	4,458	4,616	3,409	4,601
Gross Loans	36,738	34,125	29,487	27,053	25,482	24,145
Allowance for Loan Losses	-109.14	-113	-96.42	-89.33	-90.1	-145.41
Net Loans	36,628	34,012	29,391	26,964	25,392	24,000
Property, Plant & Equipment	76.21	86.39	62.74	74.12	74.54	90.49
Goodwill	0.9	5.45	4.55	4.55	4.55	4.55
Other Intangible Assets	-	-	-	0.01	1.08	7.6
Accrued Interest Receivable	12.29	-	-	-	-	-
Other Current Assets	-	16.52	11.05	21.44	17.49	18.55
Long-Term Deferred Tax Assets	12.14	12.19	9.53	16.24	16.86	8.52
Other Long-Term Assets	16.26	16.31	15.99	22.52	18.17	16.31
Total Assets	42,481	39,702	34,415	32,221	29,373	29,235
Accrued Expenses	75.78	75.16	36.99	52.54	66.42	34.39
Interest Bearing Deposits	18,431	17,335	14,562	13,365	12,842	11,926
Total Deposits	18,431	17,335	14,562	13,365	12,842	11,926
Short-Term Borrowings	75.44	128.51	117.53	146.74	46.59	146.3
Current Portion of Long-Term Debt	157.44	2,134	3,539	1,557	1,005	1,977
Current Portion of Leases	-	21.5	-	-	-	-
Current Income Taxes Payable	61.45	89.2	61.49	49.46	57.91	52.32
Other Current Liabilities	-	0.6	0.6	0.6	0.84	0.75
Long-Term Debt	19,073	15,518	12,270	13,480	12,120	11,974
Long-Term Leases	53.04	43.72	78.02	87.69	86.69	100.56
Pension & Post-Retirement Benefits	-	8.93	7.23	7.63	8.02	8.01
Long-Term Deferred Tax Liabilities	0.18	0.19	0.16	0.15	0.19	0.71
Other Long-Term Liabilities	181.35	68.54	116.65	76.41	64.22	63.24
Total Liabilities	38,108	35,424	30,790	28,824	26,298	26,283
Common Stock	250.29	250.29	230.15	230.15	230.15	230.15
Additional Paid-In Capital	1,178	1,178	987.31	987.31	987.31	987.31
Retained Earnings	1,684	1,684	1,431	1,363	1,353	1,295
Treasury Stock	-20.31	-20.82	-20.03	-20.69	-20.95	-21.03
Comprehensive Income & Other	1,280	1,183	993.67	833.33	521.01	455.89
Total Common Equity	4,373	4,275	3,622	3,393	3,070	2,947
Minority Interest	-	3.22	2.9	4.2	4.51	4.54
Shareholders' Equity	4,373	4,278	3,625	3,397	3,075	2,952
Total Liabilities & Equity	42,481	39,702	34,415	32,221	29,373	29,235
Total Debt	19,358	17,846	16,005	15,272	13,258	14,198
Net Cash (Debt)	-14,995	-13,683	-12,369	-11,369	-10,361	-9,733
Net Cash Per Share	-652.18	-596.29	-588.66	-542.79	-495.29	-465.43
Filing Date Shares Outstanding	23	22.95	21.01	20.95	20.92	20.91
Total Common Shares Outstanding	23	22.95	21.01	20.95	20.92	20.91
Book Value Per Share	181.44	177.59	167.61	157.20	141.99	136.16
Tangible Book Value	4,372	4,270	3,617	3,388	3,065	2,935
Tangible Book Value Per Share	181.40	177.35	167.40	156.98	141.72	135.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.