Rogaland Sparebank Ratios and Metrics

Market cap in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 23, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	3,430	2,890	1,919	1,964	2,068	1,556
Market Cap Growth	12.46%	50.59%	-2.26%	-5.05%	32.90%	1.13%
Last Close Price	149.10	117.29	79.12	76.02	76.23	54.24
PE Ratio	12.12	10.14	9.15	11.62	11.60	9.38
PS Ratio	3.51	3.30	2.51	3.08	3.22	2.68
PB Ratio	0.78	0.68	0.53	0.58	0.67	0.53
P/FCF Ratio	63.56	-	-	-	-	3.57
P/OCF Ratio	61.81	-	-	-	-	3.55
Debt / Equity Ratio	4.43	4.17	4.42	4.50	4.31	4.81
Debt / FCF Ratio	358.66	-	-	-	-	32.55
Net Debt / Equity Ratio	3.43	3.20	3.41	3.35	3.37	3.30
Net Debt / FCF Ratio	277.81	-26.98	-88.47	-8.41	-27.36	22.31
Return on Equity (ROE)	11.24%	11.58%	9.40%	8.22%	9.34%	8.73%
Return on Assets (ROA)	1.18%	1.23%	0.99%	0.86%	0.96%	0.91%
Earnings Yield	8.71%	15.83%	17.19%	13.55%	13.60%	16.76%
FCF Yield	1.57%	-17.54%	-7.28%	-68.81%	-18.31%	28.03%
Dividend Yield	7.85%	8.10%	9.48%	7.96%	7.02%	10.97%
Payout Ratio	45.18%	34.49%	38.46%	42.08%	44.27%	40.11%
Buyback Yield / Dilution	-2.33%	-9.21%	-0.32%	-0.12%	-0.04%	8.99%
Total Shareholder Return	5.51%	-1.11%	9.16%	7.84%	6.98%	19.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.