Accord Financial Corp. (ACCFF)

Accord Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9.47	16.67	5.91	11.63	13.84	5.55
Loans & Lease Receivables	384.82	357.55	466.12	444.46	472.9	354.02
Other Receivables	0.96	1.03	1.2	0.6	0.1	1.84
Property, Plant & Equipment	2.49	2.61	2.12	1.75	1.27	1.66
Goodwill	-	-	-	12.08	13.14	13.22
Other Intangible Assets	-	-	3	3.2	3.11	3.28
Restricted Cash	-	-	3.78	6.63	10.31	-
Other Current Assets	0.42	0.42	0.44	0.11	0.16	1.51
Long-Term Deferred Tax Assets	20.91	20.13	18.62	6.27	3.42	2
Other Long-Term Assets	11.29	15.46	12.29	5.06	1.85	1.83
Total Assets	430.37	413.88	513.48	491.76	520.11	384.91
Interest Bearing Deposits	0.14	0.17	0.14	1.83	3.29	2.91
Total Deposits	0.14	0.17	0.14	1.83	3.29	2.91
Accounts Payable	6.22	12.25	8.06	11.2	11.83	10.28
Short-Term Debt	169.74	165.45	289.37	222.16	222.74	228.37
Current Portion of Long-Term Debt	-	98.07	79.52	42.44	87.73	21.38
Current Portion of Leases	-	0.46	0.48	0.44	0.53	0.5
Long-Term Debt	165.74	47.86	43.28	101.96	86.5	23.51
Long-Term Leases	2.07	1.68	1.4	1.05	0.45	0.71
Long-Term Unearned Revenue	1.23	1.27	2.34	1.28	0.49	0.76
Current Income Taxes Payable	0.01	-	0.23	2.62	2.29	1.58
Long-Term Deferred Tax Liabilities	-	-	-	0.14	0.28	0.6
Other Long-Term Liabilities	-	-	-	0.03	0.03	0.56
Total Liabilities	345.15	327.2	424.82	385.15	416.15	291.15
Common Stock	9.45	9.45	9.45	9.45	9.45	9.45
Additional Paid-In Capital	1.86	1.84	1.77	1.71	1.09	1.2
Retained Earnings	61.12	62.47	65.61	82.16	83.3	73.12
Comprehensive Income & Other	7.07	7.07	7.07	7.66	6.13	6.08
Total Common Equity	79.5	80.83	83.9	100.97	99.97	89.85
Minority Interest	5.72	5.85	4.76	5.64	3.99	3.91
Shareholders' Equity	85.21	86.68	88.66	106.61	103.96	93.76
Total Liabilities & Equity	430.37	413.88	513.48	491.76	520.11	384.91
Total Debt	337.55	313.52	414.05	368.06	397.94	274.47
Net Cash (Debt)	-328.08	-296.85	-408.13	-356.43	-384.1	-268.92
Net Cash Per Share	-39.03	-34.68	-47.68	-41.64	-44.88	-31.42
Filing Date Shares Outstanding	8.41	8.56	8.56	8.56	8.56	8.56
Total Common Shares Outstanding	8.41	8.56	8.56	8.56	8.56	8.56
Working Capital	219.57	99.28	99.65	182.73	168.91	97.91
Book Value Per Share	9.45	9.44	9.80	11.80	11.68	10.50
Tangible Book Value	79.5	80.83	80.91	85.7	83.71	73.35
Tangible Book Value Per Share	9.45	9.44	9.45	10.01	9.78	8.57

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.