Accord Financial Corp. (ACCFF)

Accord Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	6.63	16.67	9.7	18.26	24.15	5.55
Net Loans	399.25	357.55	466.12	444.46	472.9	354.02
Net Property, Plant & Equipment	2.23	2.61	2.12	1.75	1.27	1.66
Accrued Interest and Accounts Receivable	0.02	1.03	1.2	0.6	0.1	1.84
Other Intangible Assets	-	-	3	3.2	3.11	3.28
Goodwill	-	-	-	12.08	13.14	13.22
Other Non-Earning Assets	28.34	36.01	31.35	11.43	5.43	5.35
Total Assets	436.47	413.88	513.48	491.76	520.11	384.91
Short-Term Borrowings	293.22	261.16	363.54	323.09	356.82	232.32
Accounts Payable	6.21	12.25	8.06	11.23	11.86	10.84
Accrued Expenses	0.96	-	0.23	2.62	2.29	1.58
Long-Term Debt	53.06	52.36	50.51	44.97	41.12	42.15
Other Liabilities	1.29	1.44	2.48	3.25	4.06	4.27
Total Liabilities	354.73	327.2	424.82	385.15	416.15	291.15
Common Stock	9.45	9.45	9.45	9.45	9.45	9.45
Additional Paid-in Capital	1.88	1.84	1.77	1.71	1.09	1.2
Accumulated Other Comprehensive Income	7.23	7.07	7.07	7.66	6.13	6.08
Retained Earnings	57.83	62.47	65.61	82.16	83.3	73.12
Total Common Shareholders' Equity	76.39	80.83	83.9	100.97	99.97	89.85
Minority Interest	5.36	5.85	4.76	5.64	3.99	3.91
Shareholders' Equity	81.74	86.68	88.66	106.61	103.96	93.76
Total Liabilities & Equity	436.47	413.88	513.48	491.76	520.11	384.91
Total Debt	53.06	52.36	50.51	44.97	41.12	42.15
Net Cash (Debt)	-53.06	-52.36	-50.51	-44.97	-41.12	-42.15
Net Cash Per Share	-6.20	-6.12	-5.90	-5.25	-4.80	-4.92
Book Value	76.39	80.83	83.9	100.97	99.97	89.85
Book Value Per Share	8.92	9.44	9.80	11.80	11.68	10.49
Tangible Book Value	76.39	80.83	80.91	85.7	83.71	73.35
Tangible Book Value Per Share	8.92	9.44	9.45	10.01	9.78	8.57

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.