Accord Financial Corp. (ACCFF)

Accord Financial Balance Sheet

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7.55	16.67	5.91	11.63	13.84	5.55
Loans & Lease Receivables	388.14	357.55	466.12	444.46	472.9	354.02
Other Receivables	0.83	1.03	1.2	0.6	0.1	1.84
Property, Plant & Equipment	2.33	2.61	2.12	1.75	1.27	1.66
Goodwill	-	-	-	12.08	13.14	13.22
Other Intangible Assets	-	-	3	3.2	3.11	3.28
Restricted Cash	-	-	3.78	6.63	10.31	-
Other Current Assets	0.49	0.42	0.44	0.11	0.16	1.51
Long-Term Deferred Tax Assets	20.51	20.13	18.62	6.27	3.42	2
Other Long-Term Assets	9.29	15.46	12.29	5.06	1.85	1.83
Total Assets	429.14	413.88	513.48	491.76	520.11	384.91
Interest Bearing Deposits	0.2	0.17	0.14	1.83	3.29	2.91
Total Deposits	0.2	0.17	0.14	1.83	3.29	2.91
Accounts Payable	9.43	12.25	8.06	11.2	11.83	10.28
Short-Term Debt	20.64	165.45	289.37	222.16	222.74	228.37
Current Portion of Long-Term Debt	297	98.07	79.52	42.44	87.73	21.38
Current Portion of Leases	-	0.46	0.48	0.44	0.53	0.5
Long-Term Debt	13.9	47.86	43.28	101.96	86.5	23.51
Long-Term Leases	1.95	1.68	1.4	1.05	0.45	0.71
Long-Term Unearned Revenue	1.34	1.27	2.34	1.28	0.49	0.76
Current Income Taxes Payable	0.6	-	0.23	2.62	2.29	1.58
Long-Term Deferred Tax Liabilities	-	-	-	0.14	0.28	0.6
Other Long-Term Liabilities	-	-	-	0.03	0.03	0.56
Total Liabilities	345.06	327.2	424.82	385.15	416.15	291.15
Common Stock	9.45	9.45	9.45	9.45	9.45	9.45
Additional Paid-In Capital	1.87	1.84	1.77	1.71	1.09	1.2
Retained Earnings	60.25	62.47	65.61	82.16	83.3	73.12
Comprehensive Income & Other	7.05	7.07	7.07	7.66	6.13	6.08
Total Common Equity	78.62	80.83	83.9	100.97	99.97	89.85
Minority Interest	5.46	5.85	4.76	5.64	3.99	3.91
Shareholders' Equity	84.08	86.68	88.66	106.61	103.96	93.76
Total Liabilities & Equity	429.14	413.88	513.48	491.76	520.11	384.91
Total Debt	333.49	313.52	414.05	368.06	397.94	274.47
Net Cash (Debt)	-325.94	-296.85	-408.13	-356.43	-384.1	-268.92
Net Cash Per Share	-38.24	-34.68	-47.68	-41.64	-44.88	-31.42
Filing Date Shares Outstanding	8.56	8.56	8.56	8.56	8.56	8.56
Total Common Shares Outstanding	8.56	8.56	8.56	8.56	8.56	8.56
Working Capital	69.13	99.28	99.65	182.73	168.91	97.91
Book Value Per Share	9.19	9.44	9.80	11.80	11.68	10.50
Tangible Book Value	78.62	80.83	80.91	85.7	83.71	73.35
Tangible Book Value Per Share	9.19	9.44	9.45	10.01	9.78	8.57

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.