Accord Financial Corp. (ACCFF)

Accord Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Cap	12	24	29	48	53	42
Market Cap Growth	-46.72%	-16.27%	-40.13%	-8.33%	25.37%	-33.70%
Enterprise Value	-	66.67	69.21	85.13	85.5	75.55
PE Ratio	-	-10.43	-2.70	45.29	6.04	134.00
PS Ratio	0.47	1.07	1.98	1.88	1.46	1.83
PB Ratio	0.21	0.41	0.47	0.65	0.72	0.64
P/TBV Ratio	0.13	0.41	0.47	0.65	0.72	0.64
P/FCF Ratio	-	0.55	-0.77	1.86	-0.71	2.46
P/OCF Ratio	-	0.55	-0.77	1.85	-0.71	2.45
EV/Sales Ratio	-	2.96	4.75	3.32	2.38	3.30
EV/EBITDA Ratio	-	137.01	135.32	139.70	139.91	101.44
EV/FCF Ratio	-	1.52	-1.84	3.29	-1.16	4.43
Debt / Equity Ratio	0.65	0.60	0.57	0.42	0.40	0.45
Debt / EBITDA Ratio	105.81	78.62	72.16	53.92	49.17	41.35
Debt / FCF Ratio	-1.68	0.87	-0.98	1.27	-0.41	1.81
Net Debt / Equity Ratio	0.70	0.65	0.60	0.45	0.41	0.47
Net Debt / EBITDA Ratio	105.81	78.62	72.16	53.92	49.17	41.35
Net Debt / FCF Ratio	-1.68	0.87	-0.98	1.27	-0.41	1.81
Asset Turnover	0.05	0.07	0.04	0.07	0.11	0.08
Return on Equity (ROE)	-6.99%	-2.79%	-15.77%	1.56%	13.37%	0.64%
Earnings Yield	-38.24%	-9.59%	-37.09%	2.21%	16.55%	0.75%
FCF Yield	-185.54%	182.13%	-130.15%	53.67%	-140.13%	40.68%
Dividend Yield	-	0.00%	4.88%	3.90%	2.38%	3.58%
Payout Ratio	-	0.00%	-13.17%	179.96%	14.40%	493.35%
Buyback Yield / Dilution	-	0.00%	0.00%	0.00%	0.00%	0.46%
Total Shareholder Return	-	0.00%	4.88%	3.90%	2.38%	4.04%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.