ACMAT Corporation (ACMTA)

ACMAT Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Premiums & Annuity Revenue	1	1.35	0.91	0.82	0.74
Total Interest & Dividend Income	1.87	1.95	1.77	1.77	1.47
Gain (Loss) on Sale of Investments	-0	-0.28	-0.61	-2.21	0.99
Other Revenue	0.42	0.18	0.07	0.09	0.1
Total Revenue	3.28	3.2	2.15	0.47	3.31
Revenue Growth (YoY)	2.67%	48.89%	361.13%	-85.92%	9.45%
Policy Benefits	-0.17	-0.22	-1.14	-0.38	-0.9
Policy Acquisition & Underwriting Costs	0.14	0.24	0.14	0.07	0.06
Selling, General & Administrative	2.81	2.84	2.75	2.82	2.58
Total Operating Expenses	2.78	2.86	1.74	2.51	1.74
Operating Income	0.5	0.34	0.4	-2.04	1.57
Interest Expense	-0.01	-0.02	-0.03	-0.06	-0.07
Pretax Income	0.49	0.32	0.38	-2.11	1.5
Income Tax Expense	-0.07	0.08	-0.13	-0.25	0.3
Net Income	0.56	0.24	0.51	-1.85	1.21
Net Income to Common	0.56	0.24	0.51	-1.85	1.21
Net Income Growth	133.87%	-53.13%	-	-	73.65%
Shares Outstanding (Basic)	1	1	1	1	1
Shares Outstanding (Diluted)	1	1	1	1	1
Shares Change (YoY)	0.01%	-0.04%	-	-0.01%	-1.33%
EPS (Basic)	0.73	0.31	0.66	-2.40	1.57
EPS (Diluted)	0.73	0.31	0.66	-2.40	1.57
EPS Growth	133.83%	-53.11%	-	-	75.99%
Free Cash Flow	-3.47	0.19	1.6	-2.02	-0.39
Free Cash Flow Per Share	-4.50	0.24	2.08	-2.62	-0.50
Operating Margin	15.28%	10.67%	18.84%	-438.76%	47.45%
Profit Margin	17.03%	7.48%	23.75%	-397.34%	36.54%
Free Cash Flow Margin	-105.77%	5.79%	74.70%	-433.33%	-11.71%
EBITDA	0.68	0.53	0.59	-1.86	1.85
EBITDA Margin	20.72%	16.71%	27.27%	-	55.79%
D&A For EBITDA	0.18	0.19	0.18	0.18	0.28
EBIT	0.5	0.34	0.4	-2.04	1.57
EBIT Margin	15.28%	10.67%	18.84%	-	47.45%
Effective Tax Rate	-	25.03%	-	-	19.63%
Revenue as Reported	3.28	3.2	2.15	0.47	3.31

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.