ACMAT Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	1.16	1.35	0.91	0.82	0.74	0.83
Total Interest & Dividend Income	1.93	1.95	1.77	1.77	1.47	1.77
Gain (Loss) on Sale of Investments	-0.17	-0.28	-0.61	-2.21	0.99	0.29
Other Revenue	0.19	0.18	0.07	0.09	0.1	0.14
Total Revenue	3.11	3.2	2.15	0.47	3.31	3.02
Revenue Growth (YoY)	-21.20%	48.89%	361.13%	-85.92%	9.45%	-24.57%
Policy Benefits	-0.15	-0.22	-1.14	-0.38	-0.9	-0.97
Policy Acquisition & Underwriting Costs	0.22	0.24	0.14	0.07	0.06	0.19
Selling, General & Administrative	2.84	2.84	2.75	2.82	2.58	2.87
Total Operating Expenses	2.92	2.86	1.74	2.51	1.74	2.09
Operating Income	0.19	0.34	0.4	-2.04	1.57	0.93
Interest Expense	-0.01	-0.02	-0.03	-0.06	-0.07	-0.08
Pretax Income	0.18	0.32	0.38	-2.11	1.5	0.86
Income Tax Expense	0.04	0.08	-0.13	-0.25	0.3	0.16
Net Income	0.14	0.24	0.51	-1.85	1.21	0.7
Net Income to Common	0.14	0.24	0.51	-1.85	1.21	0.7
Net Income Growth	-93.09%	-53.13%	-	-	73.65%	-54.28%
Shares Outstanding (Basic)	1	1	1	1	1	1
Shares Outstanding (Diluted)	1	1	1	1	1	1
Shares Change (YoY)	-0.02%	-0.04%	-	-0.01%	-1.33%	-1.55%
EPS (Basic)	0.18	0.31	0.66	-2.40	1.57	0.89
EPS (Diluted)	0.18	0.31	0.66	-2.40	1.57	0.89
EPS Growth	-93.08%	-53.11%	-	-	75.99%	-53.56%
Free Cash Flow	-2.87	0.19	1.6	-2.02	-0.39	-0.4
Free Cash Flow Per Share	-3.72	0.24	2.08	-2.62	-0.50	-0.51
Operating Margin	6.21%	10.67%	18.84%	-438.76%	47.45%	30.85%
Profit Margin	4.43%	7.48%	23.75%	-397.34%	36.54%	23.03%
Free Cash Flow Margin	-92.29%	5.79%	74.70%	-433.33%	-11.71%	-13.23%
EBITDA	0.38	0.53	0.59	-1.86	1.85	1.2
EBITDA Margin	12.11%	16.71%	27.27%	-	55.79%	39.75%
D&A For EBITDA	0.18	0.19	0.18	0.18	0.28	0.27
EBIT	0.19	0.34	0.4	-2.04	1.57	0.93
EBIT Margin	6.21%	10.67%	18.84%	-	47.45%	30.85%
Effective Tax Rate	22.80%	25.03%	-	-	19.63%	18.81%
Revenue as Reported	3.11	3.2	2.15	0.47	3.31	3.02

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.