ageas SA/NV (AGESF)

ageas Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 5, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	13,155	8,842	7,980	8,181	9,639	9,969
Market Cap Growth	33.46%	10.80%	-2.46%	-15.12%	-3.31%	-12.00%
Enterprise Value	18,620	14,574	15,178	14,910	17,273	17,086
PE Ratio	9.72	7.64	7.58	6.98	10.03	7.14
PS Ratio	1.30	1.00	0.96	1.10	0.63	0.68
PB Ratio	1.23	0.97	0.85	0.97	0.60	0.59
P/FCF Ratio	7.10	10.65	-	8.17	-	-
P/OCF Ratio	6.13	8.17	59.67	7.51	-	-
EV/Sales Ratio	1.86	1.65	1.82	2.00	1.13	1.17
EV/EBITDA Ratio	9.08	11.68	13.09	13.55	9.88	7.83
EV/EBIT Ratio	11.18	14.41	13.49	19.24	12.47	9.64
EV/FCF Ratio	10.05	17.55	-	14.89	-	-
Debt / Equity Ratio	0.79	0.73	0.80	0.79	0.45	0.49
Debt / EBITDA Ratio	5.76	4.96	6.45	5.67	3.96	3.61
Debt / FCF Ratio	4.57	7.99	-	6.67	-	-
Net Debt / Equity Ratio	0.40	0.49	0.57	0.64	0.31	0.33
Net Debt / EBITDA Ratio	3.13	3.60	4.66	4.92	2.89	2.51
Net Debt / FCF Ratio	2.32	5.40	-195.60	5.41	-3.98	-2.81
Quick Ratio	5.33	7.01	5.99	2.92	0.28	0.31
Current Ratio	5.50	7.53	6.47	3.73	0.47	0.51
Asset Turnover	0.09	0.09	0.08	0.07	0.12	0.11
Return on Equity (ROE)	15.07%	15.14%	14.32%	11.62%	7.27%	9.54%
Return on Assets (ROA)	0.59%	0.63%	0.66%	0.43%	0.68%	0.82%
Return on Invested Capital (ROIC)	4.66%	5.33%	5.70%	3.60%	4.90%	6.13%
Earnings Yield	10.29%	13.09%	13.20%	14.33%	9.97%	14.00%
FCF Yield	14.08%	9.39%	-0.35%	12.24%	-13.16%	-19.52%
Dividend Yield	5.83%	8.25%	9.35%	8.13%	6.32%	8.57%
Payout Ratio	54.29%	52.24%	56.66%	69.74%	57.40%	42.51%
Buyback Yield / Dilution	-0.23%	0.13%	0.27%	1.38%	0.63%	2.34%
Total Shareholder Return	5.60%	8.37%	9.62%	9.51%	6.95%	10.90%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.