AIB Group plc (AIBRF)

AIB Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	35,988	38,777	39,050	43,196	25,831	12,455
Investment Securities	22,539	21,462	19,360	18,524	19,541	17,295
Trading Asset Securities	2,270	2,470	2,519	890	1,504	1,628
Mortgage-Backed Securities	-	-	-	-	334	-
Total Investments	24,809	23,932	21,879	19,414	21,379	18,923
Gross Loans	69,191	67,459	61,676	58,929	59,898	62,541
Allowance for Loan Losses	-1,574	-1,520	-1,618	-1,885	-2,510	-1,238
Other Adjustments to Gross Loans	-	-142	-121	-116	-114	-116
Net Loans	67,617	65,797	59,937	56,928	57,274	61,187
Property, Plant & Equipment	527	558	536	631	725	803
Goodwill	-	128	120	120	70	70
Other Intangible Assets	898	797	820	876	867	847
Other Receivables	10	152	176	407	184	559
Restricted Cash	1,047	264	266	361	378	468
Other Current Assets	548	540	423	424	353	384
Long-Term Deferred Tax Assets	2,515	2,581	3,032	2,834	2,711	2,666
Other Long-Term Assets	3,017	2,823	3,513	2,684	613	200
Total Assets	136,976	136,349	129,752	127,875	110,385	98,562
Accrued Expenses	698	607	377	284	255	339
Interest Bearing Deposits	49,099	46,139	43,093	51,697	42,647	39,259
Non-Interest Bearing Deposits	57,881	58,643	59,266	41,169	39,310	32,544
Total Deposits	106,980	104,782	102,359	92,866	81,957	71,803
Short-Term Borrowings	2,839	2,499	3,902	1,134	1,623	1,548
Current Portion of Long-Term Debt	526	2,208	1,587	807	505	1,428
Current Portion of Leases	-	43	39	52	53	61
Current Income Taxes Payable	2	1	1	10	1	70
Other Current Liabilities	279	875	723	777	381	261
Long-Term Debt	9,420	9,446	7,512	16,959	10,778	7,174
Long-Term Leases	265	239	218	294	329	368
Pension & Post-Retirement Benefits	14	14	16	54	68	60
Long-Term Deferred Tax Liabilities	19	23	30	53	44	109
Other Long-Term Liabilities	1,655	543	727	925	970	1,111
Total Liabilities	122,697	121,280	117,491	114,215	96,964	84,332
Common Stock	1,513	1,637	1,671	1,696	1,696	1,696
Retained Earnings	14,983	15,618	14,004	13,523	12,923	13,441
Comprehensive Income & Other	-2,209	-2,180	-3,411	-1,558	-1,199	-1,402
Total Common Equity	14,287	15,075	12,264	13,661	13,420	13,735
Minority Interest	-8	-6	-3	-1	1	495
Shareholders' Equity	14,279	15,069	12,261	13,660	13,421	14,230
Total Liabilities & Equity	136,976	136,349	129,752	127,875	110,385	98,562
Total Debt	13,050	14,435	13,258	19,246	13,288	10,579
Net Cash (Debt)	29,212	30,611	31,228	26,303	14,345	3,742
Net Cash Growth	-3.72%	-1.98%	18.72%	83.36%	283.35%	-
Net Cash Per Share	11.28	11.61	11.62	9.69	5.28	1.38
Filing Date Shares Outstanding	2,421	2,619	2,673	2,714	2,714	2,714
Total Common Shares Outstanding	2,421	2,619	2,673	2,714	2,714	2,714
Book Value Per Share	5.90	5.76	4.59	5.03	4.94	5.06
Tangible Book Value	13,389	14,150	11,324	12,665	12,483	12,818
Tangible Book Value Per Share	5.53	5.40	4.24	4.67	4.60	4.72

Source: S&P Capital IQ. Banks template. Financial Sources.