AIB Group Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	40,641	38,080	38,777	39,050	43,196
Investment Securities	26,196	22,571	21,462	19,360	18,524
Trading Asset Securities	1,927	2,280	2,470	2,519	890
Total Investments	28,123	24,851	23,932	21,879	19,414
Gross Loans	72,798	71,693	67,459	61,676	58,929
Allowance for Loan Losses	-1,143	-1,344	-1,520	-1,618	-1,885
Other Adjustments to Gross Loans	-160	-151	-142	-121	-116
Net Loans	71,495	70,198	65,797	59,937	56,928
Property, Plant & Equipment	517	516	558	536	631
Goodwill	128	128	128	120	120
Other Intangible Assets	859	806	797	820	876
Other Receivables	336	302	81	176	407
Restricted Cash	236	247	264	266	361
Other Current Assets	580	716	540	423	424
Long-Term Deferred Tax Assets	2,074	2,303	2,581	3,032	2,834
Other Long-Term Assets	3,162	3,119	2,894	3,513	2,684
Total Assets	148,151	141,266	136,349	129,752	127,875
Accrued Expenses	740	735	607	377	284
Interest Bearing Deposits	56,721	51,429	46,139	43,093	51,697
Non-Interest Bearing Deposits	60,950	58,454	58,643	59,266	41,169
Total Deposits	117,671	109,883	104,782	102,359	92,866
Short-Term Borrowings	2,813	2,930	2,499	3,902	1,134
Current Portion of Long-Term Debt	134	1,304	2,208	1,587	807
Current Portion of Leases	41	41	43	39	52
Current Income Taxes Payable	9	2	1	1	10
Other Current Liabilities	1,469	1,119	967	723	777
Long-Term Debt	9,933	9,128	9,446	7,512	16,959
Long-Term Leases	200	217	239	218	294
Pension & Post-Retirement Benefits	7	9	14	16	54
Long-Term Deferred Tax Liabilities	17	14	23	30	53
Other Long-Term Liabilities	426	457	451	727	925
Total Liabilities	133,460	125,839	121,280	117,491	114,215
Common Stock	1,335	1,455	1,637	1,671	1,696
Retained Earnings	14,994	15,676	15,618	14,004	13,523
Comprehensive Income & Other	-1,627	-1,695	-2,180	-3,411	-1,558
Total Common Equity	14,702	15,436	15,075	12,264	13,661
Minority Interest	-11	-9	-6	-3	-1
Shareholders' Equity	14,691	15,427	15,069	12,261	13,660
Total Liabilities & Equity	148,151	141,266	136,349	129,752	127,875
Total Debt	13,121	13,620	14,435	13,258	19,246
Net Cash (Debt)	33,899	30,295	30,611	31,228	26,303
Net Cash Growth	11.90%	-1.03%	-1.98%	18.72%	83.36%
Net Cash Per Share	15.39	12.32	11.61	11.62	9.69
Filing Date Shares Outstanding	2,137	2,328	2,619	2,673	2,714
Total Common Shares Outstanding	2,137	2,328	2,619	2,673	2,714
Book Value Per Share	6.88	6.63	5.76	4.59	5.03
Tangible Book Value	13,715	14,502	14,150	11,324	12,665
Tangible Book Value Per Share	6.42	6.23	5.40	4.24	4.67

Source: S&P Global Market Intelligence. Banks template. Financial Sources.