AIB Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	21,979	23,081	12,849	11,231	10,331	6,606
Market Cap Growth	32.05%	79.64%	14.40%	8.71%	56.39%	18.36%
Last Close Price	10.39	10.55	5.47	3.87	3.47	2.21
PE Ratio	9.10	9.56	5.46	5.09	13.77	9.98
PS Ratio	4.31	4.53	2.55	2.25	3.33	2.22
PB Ratio	1.27	1.34	0.80	0.67	0.79	0.43
P/FCF Ratio	24.50	25.73	-	-	-	-
P/OCF Ratio	22.75	23.89	-	-	-	-
Debt / Equity Ratio	0.89	0.89	0.88	0.96	1.08	1.41
Debt / FCF Ratio	17.17	17.17	-	-	-	-
Net Debt / Equity Ratio	-2.31	-2.31	-1.96	-2.03	-2.55	-1.93
Net Debt / FCF Ratio	-44.37	-44.37	178.21	6.94	6.68	14.07
Return on Equity (ROE)	14.20%	14.20%	15.42%	15.06%	5.90%	4.76%
Return on Assets (ROA)	1.48%	1.48%	1.69%	1.55%	0.59%	0.54%
Earnings Yield	10.98%	10.89%	18.97%	20.28%	7.93%	11.14%
FCF Yield	4.08%	3.89%	-1.37%	-43.38%	-48.33%	-32.17%
Dividend Yield	5.22%	6.52%	7.00%	7.58%	1.91%	2.31%
Payout Ratio	56.47%	56.47%	32.97%	11.21%	24.38%	10.05%
Buyback Yield / Dilution	10.43%	10.43%	6.70%	1.95%	0.96%	-
Total Shareholder Return	15.65%	16.95%	13.69%	9.53%	2.87%	2.31%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.